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Why choose an Unsecured Personal Overdraft?

Know the funds are there if you need them and only pay interest on what you use

14.99%
p.a. variable interest rate
$0
establishment fee
$5
monthly administration fee
Up to $20k
 credit limit

An overdraft helps you

use credit your way

An overdraft can give you a way of knowing the money will be there if you need it. Apply for a credit limit of $500–$20,000 that you can access if your Complete Freedom transaction account balance is at $0.

The Detail

Before making a decision, please read these documents to ensure you’re aware of all fees, charges and interest rates.
Overdraft T&Cs
General details for St. George overdrafts
Overdraft fees
Costs that may apply to overdrafts
Account fees
Information on transaction, savings and investment account fees and charges
Accounts T&Cs
General details for St. George transaction accounts

How to apply for a loan

1.
Apply online in 10 minutes – 5 minutes for existing customers – depending on your internet connection.
2.
Get a response in 60 seconds.
3.
Access your funds within 15 minutes of approval, subject to system availability.

Important information

Credit criteria, fees, charges, terms and conditions apply. Fees are subject to change. 

The advice on our website is prepared without knowing your personal objectives, financial situation or needs. Before you act on this or any advice, please consider if it's right for you. Read the above product disclosure documents as well as the Online Banking Terms and Conditions (PDF 283KB) before making a decision and consider whether the product is appropriate for you. If you need help, call 13 33 30.