Unsecured Personal Loan
- Convenient redraw facility with our variable interest rate option2
- Flexible personal loan repayment options. Choose a fixed interest rate for peace of mind that your repayments won’t change for the term of your loan, or a variable interest rate which lets you make extra repayments each month.
- The term of your unsecured personal loan is your choice. Choose a term of
- 1 to 7 years for variable interest rate loans
- 1 to 5 years for fixed interest rate loans
- Fast and simple application process1.
How to apply
Credit criteria, fees, charges, terms and conditions apply.
Before making a decision, it's best to read the terms and conditions.
The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30.
1. Actual completion time may vary depending on your internet connection and other factors. All applications are subject to St.George lending criteria.
2. Redraw requests are subject to approval. Minimum redraw amount $500 and a redraw fee applies for each approved request. Other fees and charges may be payable.
3. The comparison rate is based on an unsecured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
4. St.George Personal Credit Protect is issued by Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 (who issues the Involuntary Unemployment cover and the Disablement cover) and St.George Life Limited ABN 88 076 763 936 (who issues the Death cover). St.George – A Division of Westpac Banking Corporation ABN 33 007 457 141 distributes the insurance, but does not guarantee the insurance. St.George Life Limited is a subsidiary of the Bank. This information is general only and does not take into account your personal circumstances. Read the relevant Product Disclosure Statement, available at St.George Personal Credit Protect, to see if this insurance is right for you.
5. The actual interest rate applicable to the loan will be based on the information you provide at the time of your application and our credit assessment. The rates available range from 10.99% p.a. to 19.99% p.a.
6. A personal loan discharge processing fee applies when a personal loan is repaid before the end of the loan term. A fee of $150 applies if the loan is repaid within the first 12 months of the loan term. A fee of $100 applies if the loan is repaid after the first 12 months and before the end of the loan term.