Why renovate with an Unsecured Personal Loan?
How could an Unsecured Personal Loan help with renovation?
1-7 years flexible loan term
From 12.99% p.a. variable interest rate *
14.06% p.a. comparison rate^
Pay your loan off sooner with fewer fees
1-5 years flexible loan term
From 12.99% p.a. fixed interest rate *
14.06% p.a. comparison rate^
Set repayments for simpler budgeting
$195 Establishment fee2
$12 Monthly administration fee
$10 Per redraw on variable loans
$150 Early repayment fee if you fully repay the loan within the first 12 months
(you will also have to pay break costs on early repayment of a fixed rate loan)
$100 Early repayment fee if you fully repay the loan after the first 12 months and before the end of the loan term (you will also have to pay break costs on early repayment of a fixed rate loan)
How to apply for a loan
More on personal loans
Learn how we can help you manage your repayments and loan balance over the life of the loan, plus minimise fees and charges.
Tools and calculators
Use our online tools to learn more about your borrowing power and the types of loan we offer that could suit your purposes.
Learn from our selection of FAQ content to make the most of your loan’s features and capabilities.
Credit criteria, fees, charges, terms and conditions apply.
This information has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information and, if necessary, seek appropriate professional advice. Read the above product disclosure documents as well as the before making a decision and consider whether the product is appropriate for you. If you need help, call 13 33 30.
^ Comparison rates help you understand the true cost of a loan. They usually include the annual interest rate plus most fees and charges. The above comparison rates are based on an unsecured personal loan of $30,000 over 5 years and are only true for this example. Interest rate ranges and representative examples are: Based on an unsecured loan of $30,000 borrowed for 5 years with the minimum interest rate of 12.49% p.a. (13.37% p.a. comparison rate), the estimated total amount payable including fees is $41,470; and with the maximum interest rate of 19.99% p.a. (21.02% p.a. comparison rate), the estimated total amount payable including fees is $48,709. WARNING: This comparison rate applies only to the example or examples given and may not include all fees and charges. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
1. Redraw on Variable Rate Loan: Redraw requests are subject to approval. Minimum redraw amount $500 and a redraw fee applies for each approved request. Other fees and charges may be payable.
2. $0 Establishment fee offer: Information current as at 22 August 2019. The offer is open to customers who apply and complete an application for a new fixed or variable rate St.George Unsecured Personal Loan by 30 September 2019 in Branch, by calling call 13 33 30 or online via the 'Apply now' application button on this page. For existing customers applying via the St.George Mobile Online Banking app please enter Special Offer Code ‘U9‘ to receive the offer. If approved, the Establishment fee will be waived, saving $195. This offer cannot be used in conjunction with any other offer and may be varied or withdrawn at any time. All other fees outlined on the Product page and in the Terms and Conditions apply. Interest rates are subject to change. Read the product Terms and Conditions, including the Internet and Phone Banking Terms and Conditions before making a decision and consider whether the product is appropriate for you. If you need help, call 13 33 30.