Compare personal loans
| Features | Unsecured Personal Loan | Secured Personal Loan | Get Set Loan | Unsecured Personal Overdraft |
|---|---|---|---|---|
| Apply now | Apply now | Find a branch | Apply now | |
| Suitable for... | A holiday, household purchase or consolidating debt | A new or used car | Access to money as you need it | Prepare for the unexpected |
Variable interest rate |
%1 | %1 | %4 | %* |
Comparison rate |
%2 | %3 | N/A | N/A |
Fixed interest rate |
See unsecured fixed rates | See secured fixed rates | N/A | N/A |
| Variable | 1 - 7 years | 1 - 7 years | Ongoing line of credit | Ongoing line of credit |
| Fixed terms | 1 - 5 years | 1 - 5 years | N/A | N/A |
| Minimum | $3,000 | $3,000 | $5,000 | $500 |
| Maximum | $40,000 | $80,000 | $50,000 | $20,000 |
| Establishment fee | $195 | $195 | $150 | $0 |
| Monthly administration fee | $9 | $9 | $9 | $5 |
| Fees on early repayments | Break costs may be payable on a fixed rate personal loan. View details | Break costs may be payable on a fixed rate personal loan. View details | N/A | N/A |
| Redraw | Variable rate loans only5 | Variable rate loans only5 | ||
| Optional Visa ® Debit card6 | ||||
| Optional Cheque book6 | ||||
| Frequency | Weekly, fortnightly or monthly | Weekly, fortnightly or monthly | $50 or 1.25% of the outstanding balance plus the monthly interest charge and administration fee (whichever is higher) | Repayments on demand. Overlimit amounts repayable immediately |
| Loan insurance available (Consumer Credit Insurance) | ||||
| Apply now | Apply now | Find a branch | Apply now |
Important information
Credit criteria, terms and conditions, fees and charges apply.
1. For new loans approved on or after 8 April 2011.
2. The comparison rate is based on an Unsecured Personal Loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3. The comparison rate is based on a Secured Personal Loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
4. For new Get Set Loans approved from 16 March 2015
5. All redraw requests are subject to Bank approval. Minimum redraw amount is $500 and a fee applies to each redraw request.
6. Not available for Get Set Loans approved after 16 March 2015.
Visa ® is a Registered trademark of Visa Worldwide PTe Limited.
* Interest rate applicable to new loans approved on or after 22 November 2015.