Features Unsecured Personal Loan Secured Personal Loan Get Set Loan Unsecured Personal Overdraft
  Apply now Apply now Find a branch Apply now
Suitable for... A holiday, household purchase or consolidating debt A new or used car Access to money as you need it Prepare for the unexpected
Interest rates p.a. p.a. p.a. p.a.

Variable interest rate

 12.99%1 12.74%1 17.00%4 14.99% p.a.*

Comparison rate

 14.06%2 13.81%3 N/A N/A

Fixed interest rate

 See unsecured fixed rates See secured fixed rates N/A N/A
Loan terms available        
Variable 1 - 7 years 1 - 7 years Ongoing line of credit Ongoing line of credit
Fixed terms 1 - 5 years 1 - 5 years N/A N/A
Loan amounts        
Minimum $3,000 $3,000 $5,000 $500
Maximum $40,000 $80,000 $50,000 $20,000
Fees        
Establishment fee $195 $195 $150 $0
Monthly administration fee $12 $12 $12 $5
Fees on early repayments Break costs may be payable on a fixed rate personal loan. View details Break costs may be payable on a fixed rate personal loan. View details N/A N/A
Features        
Redraw Variable rate loans only5 Variable rate loans only5    
Optional Visa ® Debit card6        
Optional Cheque book6        
Repayments        
Frequency Weekly, fortnightly or monthly Weekly, fortnightly or monthly $50 or 1.25% of the outstanding balance plus the monthly interest charge and administration fee (whichever is higher) Repayments on demand. Overlimit amounts repayable immediately
Loan insurance available (Consumer Credit Insurance)        
  Apply now Apply now Find a branch Apply now

Important information

Credit criteria, terms and conditions, fees and charges apply.

1. For new loans approved on or after 7 June 2017.

2. The comparison rate is based on an Unsecured Personal Loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

3. The comparison rate is based on a Secured Personal Loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

4. For new Get Set Loans approved from 16 March 2015

5. All redraw requests are subject to Bank approval. Minimum redraw amount is $500 and a fee applies to each redraw request.

6. Not available for Get Set Loans approved after 16 March 2015.

Visa ® is a Registered trademark of Visa Worldwide PTe Limited.

* Interest rate applicable to new loans approved on or after 22 November 2015.