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Credit cards

A business credit card gives you and your staff the freedom to make business purchases online or on the road. Talk to us about a solution that could make life easier for you, your staff and suppliers.
Amplify Business credit card

A personal liability business credit card that rewards you for your business expenses. Choose to link your credit card to either Amplify Rewards1 or Amplify Qantas2.

  • Interest rate: % p.a. (variable) on purchases
  • Interest rate: % p.a. (variable) on cash advances.
  • Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer or promotional amount) by the statement due date each month.
  • Competitive annual fee of $89
BusinessVantage credit card

Offers low interest rate on purchases and interest free period to help manage your business cash flow

  • Interest rate: % p.a. (variable) on purchases
  • Interest rate: % p.a. (variable) on cash advances
  • Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month.
  • Competitive annual fee of $55 per card

Not sure which credit card you need?


Business credit cards FAQs


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Important information

Fees, charges and credit criteria apply. Before making a decision, it’s best to read the terms and conditions, which are available at request or on our website.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you.

* Special offer: 0% p.a. on purchases for 12 months: The introductory rate of 0% p.a. on purchases for 12 months applies from card approval when you apply for a new St.George Business Amplify credit card before 31 October 2016. After 12 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card account. The introductory rate on purchases is not available in conjunction with any promotion other than the special purchase rate and annual fee waiver offers. Switches, upgrades, customers accessing employee benefits or packaged cards are ineligible.

1 The earning and redemption of Amplify Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Amplify Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You need a minimum of 3,000 Amplify Points before you can redeem any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.stgeorge.com.au.

2 The earning and redemption of Qantas Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Qantas Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee usually applies but for a limited time St.George Bank has arranged for this to be waived for the nominated Amplify Business cardholder with a new card who is not already a member and chooses to link their card to Amplify Qantas. For more information on the Qantas Frequent Flyer program visit qantas.com/earningpoints or call 13 11 31.

QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Amplify Business Credit Card Complimentary Insurance Terms and Conditions and the BusinessVantage Credit Card Conditions of Use, which may be amended from time to time. Westpac does not guarantee the insurance.  You can get a copy of the policy booklet by calling 133 800 or download the Amplify Business Credit Card Complimentary Insurance Terms and Conditions and the BusinessVantage Credit Card Conditions of Use.

4 Legal and taxation advice services are not provided by St.George Bank. Advice is available by email only and provided by Legal Access Service Pty Ltd ABN 89 089 055 685. A maximum of 3 contacts can be made in relation to any one issue. After the third contact you may choose to engage the legal or accounting adviser at your cost. Legal Access Services (LAS) is an independent service provider, not a law firm, nor owned by St.George Bank. The provision of the legal advice and information services are supported by independent panel of law firms, who do so on behalf of LAS. St.George Bank accepts no responsibility for any advice provided by these independent law firms. The free online tax and legal advice is subject to the Service Level Statement and Terms and Conditions available on the LAS website.

5 The Business Owners’ Loan Package is available to businesses that hold an eligible St.George Bank home loan or Portfolio Loan and a BusinessVantage Visa Credit Card. The annual fee is waived on up to three cards per facility.