We are currently experiencing a high volume of calls as a result of COVID-19, but we are here to help. If you are concerned about your Home Loan repayments, please go to the home loans support page. If you are a Business customer and need help, please go to the business relief page.
Get $4,000 for your first refinance application, plus a bonus $2,000 for every additional property refinanced when you apply by 31 March 2020 and settle by 31 May 2020. Available on Basic Home Loans and Advantage Package loans ($395 annual package fee, $0 fee for Basic home loan). Excludes Owner Occupier loans with Interest Only repayments and refinances from within Westpac Group. Min. loan size $250k per property.
Need to make changes to your existing home loan?
For New Owner Occupier (Principal & Interest), Advantage Package Home Loans. LVR+ above 60% up to 80%. $395 annual package fee.
1 year fixed rate
2 year fixed rate
3 year fixed rate
T&C's apply. See comparison rate warning.
Enter details of your income and expenses to get an estimate of how much you could borrow and what your repayments might be for your investment property.
Credit criteria, fees and charges apply. Based on St.George’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change
Before making a decision, it’s best to read the terms and conditions:
Please read these documents and keep a copy. You can request a paper copy at a branch.
*Comparison Rate:The comparison rate is based on a loan of $150,000 over a term of 25 years. After the fixed rate period expires the interest rate will revert to the applicable Standard Variable rate based on loan category and repayment type. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
** Eligibility conditions apply. St.George Home Loan customers who wish to apply for these special relief measures or need assistance should contact St.George Assist on 1800 629 795 or speak with their Relationship Manager. Mobile Westpac Group Support teams will also be available in bushfire affected towns and regions.
+LVR stands for the initial loan to value ratio at loan approval. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and don’t change because of changes to the LVR during the life of the loan.
^^Basic Home Loan Promotional Rate: This offer is only available for new Owner Occupier Basic Home Loan applications with Principal and Interest repayments received from 28 October 2019. Discount applies to our Basic Home Loan offer for the life of the loan. Excludes internal refinances and switches within St.George, Bank of Melbourne and BankSA. This offer may be varied or withdrawn at any time. Interest rates subject to change.
Personalised rate: A variable rate loan discount is valid for 14 days and a fixed rate discount is valid for 5 days. All interest rates are subject to change.