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Calculators & rates
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Our great rate for Owner Occupiers
Basic Home Loan Special Rate
3.88 % P.A.
For new loans on Principal & Interest repayments.
Rate includes 0.90 % p.a. discount off the Basic Home Loan Rate
3.89 % P.A.
Manage your home loan
Need to make changes to your existing home loan?
Receive $2,000 cashback^ when you refinance to a new Owner Occupied (Principal & Interest) or Investment home loan under the Advantage Package. $395 annual package fee and $250k minimum loan size applies. Excludes Portfolio Loans and refinances from within Westpac Group. Applications received by 31 January 2019 and loan settled by 31 March 2019.
buy a home
Receive $1,500 cashback* when you apply for a new Owner Occupied (Principal & Interest) or Investment home loan under the Advantage Package. $395 annual package fee and $250k minimum loan size applies. Excludes Portfolio Loans and refinances. Applications received by 31 January 2019 and loan settled by 31 March 2019.
Credit criteria, fees and charges apply. Property valuation: valuation is valid for 90 days. Your upfront bank valuation assessment may require further valuation assessment if your property does not fit lending guidelines. Personalised rate: variable interest rates are subject to change, the rate discount is valid for 14 days. For fixed rates, discounts are valid for 5 days. Support and live chat: dedicated teams are here to help you 7 days a week. Available 8am-10pm Mon-Fri and 9am-5pm Sat-Sun. St.George - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.