Variable home loan interest rate increase
Tuesday, 5th May 2026 announcement
Following the Reserve Bank of Australia's (RBA) decision to increase the official cash rate, we have announced the following changes to our variable home loan interest rates effective Friday, 15th May 2026.
| Variable Rate Loan Type | Effective from 15th May 2026 |
|---|---|
| Owner Occupier Loan | + 0.25% |
| Investment Property Loan | + 0.25% |
The change to your variable interest rate will be automatically applied to your variable rate on the effective date.
Estimate your new repayments
How to check your current rate
- Our App – tap your home loan account and tap the Details tab.
- Internet Banking – select your home loan account and select Account details.
Terms & conditions
Credit criteria, fees and charges apply. Based on St.George credit criteria, residential lending is not available for Non-Australian resident borrowers.
The output or result of these calculators:
- is subject to the assumptions which are subject to change;
- is prepared without knowing your personal financial circumstances. Before you act on the output of the calculators, please consider if it’s right for you. If you need more information, please call 13 33 30. We recommend that you consult your financial adviser before taking out a loan;
- does not represent either a quote or pre-qualification for a loan;
- may not be taken into account if you apply for a loan with us as we will make our own calculations. When assessing ability to service a loan, St.George may use an interest rate that is higher than the current interest rate for the loan requested