First home buyer

Take the first step on your home-buying journey

Apply online
Retrieve application

What do you need to think about when buying your first home?

Repayments and budgeting
Before you apply, think about how your budget could accommodate repayments. Our repayment calculator could help.
Borrowing power
Estimate how much you could borrow by entering your income and expenses into our borrowing power calculator.
Purchase costs
Our stamp duty and lenders’ mortgage insurance calculator can help you estimate these property purchase costs.
Property reports
Check sales histories, estimated values and suburb trends with our online Property Market Research tool. 

First Home Buyers’ guide

Buying your first place can be exciting, but also daunting and confusing. We’ve put together a concise guide to help you navigate the process.

Download the guide

Choose your repayment type

When you apply for a home loan, the type of repayment you choose will have a major effect on how much interest you pay over the life of the loan.

Read article

Pay your loan off sooner

Here are 5 simple strategies to help you pay your loan down more quickly – so you can own your own home sooner.

Read article

Start your application online

Learn how much you could borrow.
Receive indicative approval in under 15 minutes.
A home loan expert will call you once you have submitted your application to talk through next steps.
Get started

Our Home Loans

We offer a range of mortgages to suit your needs with competitive interest rates.

Products

Find out more about St.George Home Loan products for first-home buyers.

Compare our Home Loans

Some key features

Learn about the different features of your home loan and see how they could affect you.

Find a lender

Find your nearest branch or mobile lender.

Find a lender

Call us on

13 33 30

To talk with a St.George home loan expert, say "New home loan" when prompted.

Enquire online

A St.George home loan expert will call you back.

Enquire online

Important information

Credit criteria, fees and charges apply. Based on St.George credit criteria, residential lending is not available for Non-Australian resident borrowers.