First Home Buyer home loans

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What do you need to think about when buying your first home?

Repayments and budgeting

Before you apply, think about how your budget could accommodate repayments. Our repayment calculator could help.

Borrowing power

Estimate how much you could borrow by entering your income and expenses into our borrowing power calculator.

Purchase costs

Our stamp duty and lenders’ mortgage insurance calculator can help you estimate these property purchase costs.

Property reports

Check sales histories, estimated values and suburb trends with our online Property Market Research tool.

First home buyers' guide

Buying your first place can be exciting, but also daunting and confusing. We've put together a concise guide to help you navigate the process.

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How much deposit do I need?

The short answer is... it depends. Learn how the size of your deposit affects things like loan-to-value ratio (LVR) and lender’s mortgage insurance (LMI).

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What affects my rate?

Are you an owner-occupier or investor? Do you want a fixed or variable rate? Compare our rates to see how these things affect your home loan.

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Start your application online

Learn how much you could borrow.

Receive indicative approval in under 15 minutes.

A home loan expert will call you once you have submitted your application to talk through next steps.

Our Home Loans

We offer a range of mortgages to suit your needs with competitive interest rates.

Products

Find out more about St.George Home Loan products for first-home buyers.

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Some key features

Learn about the different features of your home loan and see how they could affect you.

Find a lender

Find your nearest branch or mobile lender.

Enquire online

A St.George home loan expert will call you back.

Important information

Credit criteria, fees and charges apply. Based on St.George credit criteria, residential lending is not available for Non-Australian resident borrowers.

First home buyer