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First home buyer

As a first home buyer, your home is more than a financial achievement. It gives you the freedom and creativity to express yourself and live the way you want to. It puts you in control, whether that’s as simple as choosing how you want to decorate or as important as knowing that you won’t have to move unless you decide to sell.

Owning your first home might be an investment goal, or about giving the people you love the security they need. It’s a perfect way to invest in your future – rather than renting and paying off someone else’s mortgage, you’re paying off your own and potentially building wealth along the way. 

You can buy a home sooner with special home loan options like Family Pledge, where family helps to guarantee part of your home loan. We can help you apply for the First Home Owner Grant and for stamp duty concessions with First Home Plus.

Buying your first home is a big decision. That's why we created HomeHero to help you make an informed decision when buying your first home.

Our calculators can help you get started with your research. You might be surprised at how much borrowing power you already have and where you can afford to buy

We can also help you choose the right home loan to suit your needs or lifestyle.

Enquire now or speak to one of our home loan experts on 13 33 30

Suggested Home Loans for First Home Buyers

Basic Home Loan

A basic, no frills mortgage with a low variable interest rate, $0 monthly service fee and flexible repayments.

Advantage Package

Package your home loan, credit card and transaction account to get interest rate discounts and fee waivers1.

Important information

Conditions, fees and credit criteria apply.

Before making a decision, it’s best to read the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 33 30.

1. Advantage Package annual fee of $395 applies, other fees may be payable. The interest rate discount and fee savings apply for the duration of the package. Contact us to see if you are eligible to receive Advantage Package benefits.