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Replace first home nerves with know-how.
Not sure what to expect? Make yourself at home.


Home Guarantee Scheme

You could buy your home sooner, with a low deposit and no need to pay LMI.

Find out more

Understanding home loan jargon

Watch our bite-size videos on everything from “comparison rates” to “split loans”. You'll be busting the home loan jargon in no time.

Watch videos

First Home Buyers’ Guide

Buying your first place can be exciting, but also confusing. We’ve put together a concise step-by-step guide to help you navigate the process.

Read guide

Purchase costs

Our stamp duty and lenders mortgage insurance calculator could help you estimate these property purchase costs.

Estimate costs

Play with our calculators

Estimate how much you could borrow. See how choosing fixed, variable or Interest Only can affect your repayments. 

Buy with confidence

Research the neighbourhood – and whether you can afford to buy there – with our free online full Property Reports. 

Search address or suburb

Help me choose

Use our home loan selector to match with the right options.

It's easy to get started


Save time, apply online 

Apply online for a home loan, conditional approval or to switch to us.

  • You could get approval in 1 business day
  • Dedicated lender will support you from application to settlement.


Book an appointment

A member of our team will be in touch at a time that suits you.

  • They’ll answer your questions and guide you through your next steps.
  • A lender can start your application for you.


Important information

Conditions, credit criteria, fees and charges apply. Based on St.George’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change. Before making a decision, it’s best to read the terms and conditions.

Loan Accounts – Charges for specific services and accounts (PDF 43KB)

This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.

+LVR stands for the initial loan to value ratio. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and won’t change during the life of the loan as the LVR changes.

#Advantage Package: Terms & Conditions (PDF 648KB) apply. A $395 annual package fee applies and is payable from an eligible St.George transaction account. Before deciding to acquire a St.George transaction account, read the terms & conditions, and consider if the product is right for you.