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Home loan interest rates

Standard Variable Rate Home Loan

Balances

Standard Variable Rate

Comparison rate1

All Balances

% p.a.

% p.a.

                              Get an Advantage Package* special discount on Balances $150,000+

Balances

Advantage PackageLimited Time Special Discount#

Standard Variable Rate with Advantage Package* Limited Time Special Discount#

Comparison rate1

$150,000-$249,999

% p.a.

% p.a.

% p.a.

$250,000-$499,999

% p.a.

% p.a.

% p.a.

$500,000 +

% p.a.

% p.a.

% p.a.

                              Get an Advantage Package* discount on Balances $100,000+

Balances

Standard Advantage PackageDiscount

Standard Variable Rate with Advantage Package*

Comparison rate1

$100,000 - $149,999

% p.a.

% p.a.

% p.a.

$150,000 - $249,999

% p.a.

% p.a.

% p.a.

$250,000 - $499,999

% p.a.

% p.a.

% p.a.

$500,000 - $749,999

% p.a.

% p.a.

% p.a.

$750,000 - $999,999

% p.a.

% p.a.

% p.a.

$1 Million +

% p.a.

% p.a.

% p.a.

Fixed Rate Home Loan

Term

Annual rate

Comparison rate1(secured loan)

Advantage PackageDiscount

Fixed Rate with Advantage Package*

Comparison rate1

1 year fixed

% p.a.

% p.a.

% p.a.

% p.a.

% p.a.

2 year fixed

% p.a.

% p.a.

% p.a.

% p.a.

% p.a.

3 year fixed

% p.a.

% p.a.

% p.a.

% p.a.

% p.a.

4 year fixed

% p.a.

% p.a.

% p.a.

% p.a.

% p.a.

5 year fixed

% p.a.

% p.a.

% p.a.

% p.a.

% p.a.

Portfolio Loan

Balances

Variable Rate

All Balances

% p.a.

                        Get an Advantage Package* special discount on Balances $500,000+

Balances

Advantage Package* Limited Time Special Discount

Standard Variable Rate with Advantage Package*Limited Time Special Discount#

$150,000-$249,999

% p.a.

% p.a.

$250,000-$499,999

% p.a.

% p.a.

$500,000 +

% p.a.

% p.a.

                        Get an Advantage Package* discount on Balances $100,000+

Balances

Standard Advantage Package* Discount

Standard Variable Rate with Advantage Package*

$100,000 - $149,999

% p.a.

% p.a.

$150,000 - $249,999

% p.a.

% p.a.

$250,000 - $499,999

% p.a.

% p.a.

$500,000 - $749,999

% p.a.

% p.a.

$750,000 - $999,999

% p.a.

% p.a.

$1 Million +

% p.a.

% p.a.

Portfolio Loan Fixed Rate sub-accounts

Term

Annual rate

1 year fixed

% p.a.

2 year fixed

% p.a.

3 year fixed

% p.a.

4 year fixed

% p.a.

5 year fixed

% p.a.

Basic Home Loan

Term

Annual rate

Comparison rate1

Basic Home Loan Rate

% p.a.

% p.a.

Basic Home Loan Promotional Rate ^

% p.a.

% p.a.

Low Doc Home Loan

Term

Annual rate

Comparison rate1

Variable Rate

% p.a.

% p.a.

Fixed Rate

1 year fixed

% p.a.

% p.a.

3 year fixed

% p.a.

% p.a.

5 year fixed

% p.a.

% p.a.

Low Doc Portfolio Loan

Term

Annual rate

Variable Rate sub-accounts

% p.a.

Fixed Rate sub-accounts

1 year fixed

% p.a.

3 year fixed

% p.a.

5 year fixed

% p.a.

Relocation Home Loan

Term

Annual rate

Comparison rate1

With end loan

% p.a.

% p.a.

Without end loan

% p.a.

See a full list of Home Loan comparison rates

Seniors Access Home Loan

Annual rate

Comparison rate1

% p.a.

% p.a.

Super Fund Home Loan

Term

Annual rate

Comparison rate1

Variable Rate

% p.a.

% p.a.

Fixed Rate

1 year fixed

% p.a.

% p.a.

2 year fixed

% p.a.

% p.a.

3 year fixed

% p.a.

% p.a.

4 year fixed

% p.a.

% p.a.

5 year fixed

% p.a.

% p.a.

How to apply

Important information

Conditions, fees and credit criteria apply:

View the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 33 30.

1 The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Advantage Package: Advantage Package Conditions of Use apply and are available upon request. Advantage Package annual fee, currently $395, is payable from an eligible St.George transactional account.

Limited time special discounts: These special interest rate discounts are only available for Standard Variable Rate and Portfolio Variable Rate Advantage Package Home Loans. These are current offers and may be withdrawn at any time. These special interest rate discounts are instead of, and cannot be taken in addition to the standard Advantage Package discounts. If you apply after the end of this offer the standard Advantage Package discounts which will apply are available at http://www.stgeorge.com.au/personal/home-loans/our-home-loans/popular/advantage-package.

Basic Home Loan Promotional Rate: This offer is only available for new Basic Home Loan applications received from 25 February 2014. This is a current offer which may be withdrawn at any time. If you apply after the end of this offer the interest rate which will apply is the standard Basic Variable Rate without any discount. This offer does not apply to internal refinances and is not transferable between loans, and is not available in conjunction with, or in addition to any other special offers, negotiated rates or discounts.

There may be tax consequences arising from this promotion for our business customers and rental property investors. This is not taxation advice. Customers should seek independent taxation advice on any taxation matters.

St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714..