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Complete Freedom

Forget your wallet on purpose. Everyday Banking with Cardless Cash on your mobile.

Open an everyday banking account online in 3 minutes.

Complete Freedom comes with the following services and features:

What you get

Find out more

  • Complete Freedom Account fees

    Monthly account service fee (waived if you deposit a minimum of $2,000 by the last business day every month or if you have your St.George home loan repayments automatically deducted from your Complete Freedom Account)


    Transaction fees for everyday banking

    Internet Banking transactions


    Phone Banking transactions


    Visa Debit transactions


    St.George / Bank of Melbourne / BankSA & Westpac ATMs (in Australia)




    Electronic agency




    Staff assisted




    Other transaction fees (Free monthly withdrawal allowances do not apply to these fees)

    Direct Debit


    Periodical Payment


    Overseas Cash Withdrawal (including overseas ATM withdrawal)


    St.George / Bank of Melbourne / BankSA ATM Mini transaction history request


    Frequent Statement

    $2.00 per month

    Foreign Currency Conversion


    Collection item


    # The Periodical payment fee is payable for a transfer of funds that we make on a regular basis at your request from your Account to another specific account. The fee is charged at the time the transaction occurs.

    Periodical payments to another account held with St.George, Bank of Melbourne & BankSA are free.

How to apply?

Important information

Fees and charges apply.

Find out what information you need to provide to become a customer.

Before making a decision, it's best to read the terms and conditions and decide whether the product is appropriate for you.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 33 30.

1. To be eligible for a Visa Debit Card, you must have an Australian residential address and be over 14 years of age.