Great ways to save on your home loan
There are some great ways to save on your home loan!
You started with... | And now could benefit more from... |
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A Basic Home Loan | Advantage Package - With a St.George Advantage Package you may be eligible for discounted interest rates and fees.1 |
A variable rate home loan | Protecting yourself against potential interest rate rises with a Fixed Interest Rate or by splitting your home loan. |
A fixed rate home loan | Making unlimited additional repayments to pay off your loan sooner on a Variable Rate loan (break cost may apply if you end your fixed rate term early). |
To switch home loans, call us on 1300 304 660 or drop by any St.George branch.
Thinking about switching? Here's how...
Logon and select your home loan.
Desktop: Go to Switch to a fixed rate home loan.
App: Go to Services, then tap Switch to fixed rate.
Choose your new fixed rate and confirm.
Manage your home loan
Interest rates and calculators
Important information
Conditions, credit criteria, fees and charges apply. Based on St.George’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change. Before making a decision, it’s best to read the terms and conditions.
Loan Accounts – Charges for specific services and accounts (PDF 43KB)
This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.
1Advantage Package: Terms & Conditions (PDF 648KB) apply. A $395 annual package fee applies and is payable from an eligible St.George transaction account. Before deciding to acquire a St.George transaction account, read the terms & conditions, and consider if the product is right for you.
2Redraw facility: if you have 'available funds' (you’re ahead on your home loan repayments) and you’ve activated your redraw facility, you’re free to redraw them with no redraw fee. Up to $100k will be available to redraw from your variable loan online or over the phone each day (in-branch it’s $30k). For fixed loans you can redraw up to your prepayment threshold during your fixed term. Read our Home Loan Redraw Form (PDF 83KB) for full details.
3Fixed Rate loan repayments up to $30,000 only, before break costs apply. For fixed rate loans taken up prior to 18 August 2019, prepayments of up to the $10,000 are allowed, before break costs. Redraw, repayments pause and rate lock requests are subject to our approval. Fees apply.