Business low rate credit card
BusinessVantage Visa features
Competitive rates
Enjoy a low rate of 9.99% p.a. (variable) on purchases (new cards only) and 17.15% p.a. (variable) on cash advances.
55 interest free days
Up to 55 days interest free on purchases when you pay the closing balance by statement due date each month.
Complimentary Insurance
Up to 100 cards
Keep your business organised with up to 99 additional cardholders with individual card limits.
Available for Businesses
Available for many business structures including sole traders, companies, incorporated associations, partnerships and trusts.
Easier expense reporting
Detailed statements help to monitor and manage your expenses with optional consolidated summaries by department and division.
Rates and Fees
Transaction |
Interest rate |
---|---|
Purchases | 9.99% p.a. (variable). New cards only. Up to 55 days interest free on purchases when you pay the closing balance (excluding any balance transfer or promotional amount) by statement due date each month. |
Cash advances | 17.15% p.a. (variable) |
Fee |
Amount |
---|---|
Card Fee (per year) | $55 per card |
Foreign transaction fee | 3% of the Australian dollar value of any Foreign Transaction. Foreign transaction is any transaction made using the Card:
It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia. |
Cash Advance Fee | 3% of the cash advance amount. These charges will appear on your credit card statement directly below the relevant cash advance. |
Missed Payment Fee | $0 applied for each missed payment |
Card replacement fee | $0 (courier costs may apply) |
Overlimit Fee | $0 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account. |
Automatic payment fee | $0 applied once per statement period for each payment dishonoured made under the automatic payment plan. |
Statement copy fee | $2 for requests via Phone Banking or Internet Banking $2 for all other requests |
How to apply
Intend to use the card predominantly for business expenditure?
Are a permanent resident of at least 18 years of age?
Have your business registered in Australia?
Apply by calling
13 38 00
Monday to Friday 8am - 6pm AEST
The Detail
Fees, charges and credit criteria apply.
Find out what information you need to provide to become a customer.
Before making a decision, it’s best to read the terms and conditions.
- BusinessVantage Visa Credit Card Conditions of Use (for claim events prior to 1 October 2017)
- BusinessVantage Visa Credit Card Conditions of Use (effective 1 October 2017)
- BusinessVantage Visa Credit Card Complimentary Insurance Terms and Conditions
- Credit Card Accounts - Fees & charges
Please read these documents and keep a copy. You can request a paper copy at a branch.
The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 133 800.