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Compare credit cards

Before you apply, you should compare our credit cards, including their interest rates and fees, so that you choose the product that is right for you. You can also call St.George Bank on 133 800 or visit a branch to discuss these products.

Our Credit Cards Amplify Business BusinessVantage
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Interest rates p.a. p.a.
Standard purchase rate (variable) % %
Cash advance rate (variable) % %
Features    
Current annual fee $89 $55 per card
Minimum credit limit $1,000 $1,000
Up to 55 interest free days on purchases1    
Complimentary insurance covers - Transit Accident Insurance2    
Complimentary insurance covers - Business Inconvenience Insurance2    
Complimentary insurance covers - Unauthorised Transaction Insurance2    
Liability personal joint and several
Access p.a. p.a.
Additional cards3 up to 3 up to 9
Worldwide ATM & point of sale acceptance where Visa or MasterCard is accepted    
Optional linking to a St George bank account    
Internet and phone banking    
Emergency card replacement    
Rewards    
Link to Amplify Rewards4 or Amplify Qantas5    
Uncapped points earn    
Double points on international spend    
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Important Information

Conditions, fees and credit criteria apply.

View the terms and conditions.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this information, please consider if it's right for you. If you need help, call 133 800.

1 Up to 55 days interest free on purchases when you pay the full closing balance (including any balance transfer amount) by the statement due date each month.

2 QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the BusinessVantage Visa Credit Card Conditions of Use and the Amplify Business Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 133 800 or download the BusinessVantage Visa Credit Card Conditions of Use and Amplify Business Credit Card Complimentary Insurance Terms and Conditions.

3 An additional card can be issued on the primary cardholder's credit card account to any nominated person over the age of 16 years. All transactions using an additional card will be the responsibility of the primary cardholder.

4 The earning and redemption of Amplify Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Amplify Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You need a minimum of 3,000 Amplify Points before you can redeem any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.stgeorge.com.au.

5 The earning and redemption of Qantas Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Qantas Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee usually applies but for a limited time St.George Bank has arranged for this to be waived for the nominated Amplify Business cardholder with a new card who is not already a member and chooses to link their card to Amplify Qantas. For more information on the Qantas Frequent Flyer program visit qantas.com/earningpoints or call 13 11 31.