First Home Buyers
We can help your clients make the right decisions with our useful tools and resources to get them into their first home.
How to help your clients into their home sooner
Family Pledge
Family Pledge allows for a family member to guarantee part of your client's home loan - while having the peace of mind to set the guaranteed amount. Find out more.
Use our calculators
Our stamp duty and lenders mortgage insurance calculator could help your clients estimate these property purchase costs.
Home Guarantee Scheme
Your client can get into their home sooner with a deposit as little as 2% on the Family Home Guarantee and 5% on the First Home Guarantee and Regional First Home Buyer Guarantee.
First Home Owners Grant
Help your clients replace first home nerves with know-how.
First Home Buyers’ Guide
We've compiled a concise guide to help your clients navigate the journey when buying their first home.
Buy with confidence
Let your clients research the neighbourhood – and whether they can afford to buy there – with our free online full Property Reports.
Help your clients with home loan jargon
Show your clients our bite-size videos on everything from "comparison rates" to "split loans". They'll be busting the home loan jargon in no time.
The bank for first home buyers
Awarded at RFi Group Australian Lending Awards 2021 for Best First Home Buyer Lender.
Quick tips, handy tools, and resources
Tools and niches
Home loan calculators
Important information
Conditions, credit criteria, fees and charges apply. Based on St.George’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change. Before making a decision, it’s best to read the terms and conditions.
Loan Accounts – Charges for specific services and accounts (PDF 43KB)
*Comparison Rate: The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
If any of the information related to (or provided by) Westpac Group that you rely on is printed, downloaded or stored in any manner on your systems, files or otherwise, please ensure that you update your systems and files with the most up-to-date information provided by us and rely only on such updated information.
1Advantage Package: Terms & Conditions (PDF 648KB) apply. A $395 annual package fee applies and is payable from an eligible St.George transaction account. Before deciding to acquire a St.George transaction account, read the terms & conditions, and consider if the product is right for you.
#LVR stands for the initial loan to value ratio at loan approval. LVR is the amount of your loan compared to the banks valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and don’t change because of changes to the LVR during the life of the loan. Any applicable LVR discount has been included in the advertised eligible rate.