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Business Credit Cards

A business credit card gives you and your staff the freedom to make business purchases online or on the road. Talk to us about a solution that could make life easier for you, your staff and suppliers.

Earn uncapped points
Choose between Amplify Rewards or Amplify Qantas
Complimentary insurance covers
Not sure which credit card you need?Compare business credit cards
Low rate on purchases
55 days interest free
Low annual fee
BusinessVantage

Offers low interest rate on purchases and interest free period to help manage your business cash flow

  • 9.99% p.a. (variable) interest rate on purchases
  • 17.15% p.a. (variable) cash advance rate
  • Annual fee $55 per credit card
  • Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month.

Find out more Apply Now

Not sure which credit card you need?Compare business credit cards

More for your business

 Business Connect
Connecting you with business banking experts.
 Online Services
A range of secure and convenient internet banking services that could save you time and money – and make your life easier.
 Business Tools
Knowledge and information you need to help keep your business smart, including access to free online legal and taxation advice4.
 Business Hub
Free state-of-the-art office facility to help small business take off (you don't need to be a St.George customer to be eligible to use office space on offer).

Business credit cards FAQs

  1.  Who can apply for an Amplify Business credit card?

    The Amplify Business credit card is available to new and existing St.George Bank customers whose businesses are registered in Australia who meet our normal lending criteria. Terms and conditions, fees and charges apply.

  2.  What are the features of the Amplify Business credit card?

    The Amplify Business credit card is a personal liability business credit card that rewards you for your business expenses. Its range of features includes:

    1.A choice between rewards programs – Amplify Rewards1 or Amplify Qantas2

    2.A range of complimentary insurance covers3 - including Transit Accident Insurance, Business Inconvenience Insurance and Unauthorised Transaction Insurance

    3.Up to 55 days interest-free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month

  3.  What does Business Inconvenience Insurance cover?

    Business Inconvenience Insurance covers:

    1.Up to $10,000 a year if the account holder’s business premises are invaded during normal business hours

    2.Up to $10,500 for recruitment expenses incurred for replacement of a cardholder unable to continue their employment.

  4.  What protection do I receive with Unauthorised Transaction Insurance?

    If you’re the primary and account holder of the card, you receive automatic protection (up to $20,000 per cardholder and up to $150,000 per account holder) against unauthorised transactions made by cardholders in a 12 month period.

  5.  What does Transit Accident Insurance cover?

    Transit Accident Insurance3 provides automatic protection against serious injury or accidental death when riding as a passenger in a plane, bus, train or ferry while travelling abroad.

  6.  What are the features of the BusinessVantage credit card?

    The BusinessVantage credit card provides financial support for any growing business. Its range of features includes:

    1.$0 Annual fee when you combine your card with an eligible St.George Bank home loan or Portfolio Loan as part of a Business Owners’ Loan Package5

    2.Up to 55 days interest-free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month

    3.Monthly statements

    4.Expense reporting

Important information

Fees, charges and credit criteria apply. Before making a decision, it’s best to read the terms and conditions, which are available at request or on our website.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you.

1 The earning and redemption of Amplify Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Amplify Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You need a minimum of 3,000 Amplify Points before you can redeem any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.stgeorge.com.au.

2 The earning and redemption of Qantas Points through the use of an Amplify Business card is subject to the Amplify Business Credit Card Rewards Terms and Conditions. Qantas Points are not earned on cash advances, balance transfers and ATM withdrawals or if your card is in arrears and in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee usually applies but for a limited time St.George Bank has arranged for this to be waived for the nominated Amplify Business cardholder with a new card who is not already a member and chooses to link their card to Amplify Qantas. For more information on the Qantas Frequent Flyer program visit qantas.com/earningpoints or call 13 11 31.

3 Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 (Zurich) issues these covers to St.George Bank – A Division of Westpac Banking Corporation under separate Master Policies and is liable for the risks insured. Terms, conditions, exclusions and limits apply. No Westpac Group company has any liability in connection with the insurance policies. Policy wording may be obtained by calling 133 800 or by downloading the Amplify Business Credit Card Complimentary Insurance Terms and Conditions.

4 Legal and taxation advice services are not provided by St.George Bank. Advice is available by email only and provided by Legal Access Service Pty Ltd ABN 89 089 055 685. A maximum of 3 contacts can be made in relation to any one issue. After the third contact you may choose to engage the legal or accounting adviser at your cost. Legal Access Services (LAS) is an independent service provider, not a law firm, nor owned by St.George Bank. The provision of the legal advice and information services are supported by independent panel of law firms, who do so on behalf of LAS. St.George Bank accepts no responsibility for any advice provided by these independent law firms. The free online tax and legal advice is subject to the Service Level Statement and Terms and Conditions available on the LAS website.

5 The Business Owners’ Loan Package is available to businesses that hold an eligible St.George Bank home loan or Portfolio Loan and a BusinessVantage Visa Credit Card. The annual fee is waived on up to three cards per facility.