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Top Personal Loan FAQs

Personal Loans

Featured accounts

  • Personal Loan - Unsecured

    Access funds quicker as no assets needed to secure loan against.

    • 60 second response when submitting application online
    • Borrow between $3,000 and $40,000
    • Weekly, fortnightly or monthly repayments

    Choice and flexibility

    • Fixed interest rate of  p.a. for life of the loan (comparison rate  p.a.2) - 1 to 5 year term
    • Variable interest rate, lets you make extra monthly repayments without a fee - loan term of up to 7 years, plus redraw facility available
  • Personal Loan - secured with car

    A personal loan with a lower interest rate because your car is used as security1

    • 60 second response when submitting application online
    • Borrow between $3,000 and $80,000
    • Weekly, fortnightly or monthly repayments

    Interest rate and term options

    • Fixed interest rate of  p.a. for life of the loan (comparison rates from  p.a.2) - 1 to 5 year term
    • Variable interest rate, lets you make extra monthly repayments without a fee - loan term of up to 7 years

Tools, calculators and FAQs

Have you considered

Motor Vehicle Insurance

Motor Vehicle Insurance

To make sure you and your car stay on the road, St.George provides Motor Vehicle Insurance. Simply choose the cover that suits your needs.

Personal Loan Protection

Personal Loan Protection3

St.George Personal Credit Protect offers cover for you if something unexpected happens, meaning your loan repayments can still be taken care of.

Take control of your debts

Automotive Finance

Find a lease solution if your employer offers salary packaging or if you use your car for business purposes.

Important information

Conditions, fees and credit criteria apply.
Before making a decision, it's best to read the terms and conditions:

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30.

1. To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant’s name. If the vehicle is registered in joint names, loan application must also be made in joint names.
2. The comparison rate is based on a secured personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3. For new loans approved on or after 8 April 2011.
4. The comparison rate is based on an Unsecured Personal Loan of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
5. Redraw requests are subject to approval. Minimum redraw amount $500 and a redraw fee applies for each approved request. Other fees and charges may be payable..