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St.George Happysaver
How to apply
I want to
Our Interest Rates % p.a.
Maxi Saver(3 month variable introductory rate)
Maxi Saver(standard variable rate)
St.George Sense savings
View all interest rates  

Bank Accounts

Transaction accounts for now, savings accounts for the future, and term deposits for guaranteed returns.

Reach your savings goals
Bonus Rates
Flexible & easy access

Featured Accounts:

Incentive Saver

An account that rewards you with bonus interest.

  • Bonus interest every month you make at least one deposit and no withdrawals.
  • No account service fees

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Not sure which account you need?Compare savings accounts
Free email and SMS Alerts6
Visa debit card at no extra cost
Online & Mobile Banking

Featured Accounts:

Complete Freedom

Great value day-to-day banking.

  • $0 monthly account service fee when you deposit at least $2,000 by the last business day of the month
  • Free unlimited everyday transactions1 in St.George branches, at St.George / BankSA / Bank of Melbourne / Westpac ATMs, eftpos, cheques, Bank@Post and Online and Mobile Banking.

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Not sure which account you need?Compare everyday accounts
No set-up or monthly service fees
Fixed rate
Online & Mobile Banking

Featured Accounts:

Fixed Term Deposit

Earn a secure return on your savings.

  • Earn competitive interest rates on balances between $1,000 and $5,000,000
  • Interest calculated daily and can be paid at maturity, annually, half-yearly or monthly.

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Tools and calculators

Important information

Conditions and fees apply.
Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 33 30.

1 The account service fee of $5 is waived, if, by the last business day of the month, you either deposit a minimum of $2,000 or have your St.George home loan repayment automatically deducted from this account.

2 St.George/BankSA/Bank of Melbourne/Westpac branded ATMs in Australia.

3 If you open a new Maxi Saver account and you have not held a Maxi Saver account before and you are a personal customer, you'll earn a fixed bonus rate of  p.a. on top of the standard variable Maxi Saver rate during the Promotional Rate Period. The standard variable Maxi Saver rate may be changed at any time but the fixed bonus rate will not change while it applies. The Promotional Rate Period is the first 3 months from the date your account is opened.

4 Maxi Saver has no monthly account service fee but other fees and charges apply, including for branch access. To hold a Maxi Saver account you must also hold an eligible St.George working account in the same name or have an existing eligible St.George joint account with your name included in the title. Fees and charges may be payable on your eligible working account.

5 Maxi Saver has a minimum opening balance of $1.

6 Fees apply after the first 10 SMSs each month. SMS Alerts are charged at $0.25 each and Email Alerts are free.