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St.George Happysaver
How to apply
I want to
Our Interest Rates % p.a.
Maxi Saver(3 month variable introductory rate)
Maxi Saver(standard variable rate)
St.George Sense savings
View all interest rates  

Bank Accounts.

Transaction accounts for now, savings accounts for the future, and term deposits for certainty of return.

Reach your savings goals
Bonus Rates
Flexible & easy access

Featured Accounts:

Incentive Saver

An account that rewards you with bonus interest.

  • Bonus interest every month you make at least one deposit and no withdrawals.
  • No account service fees

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Not sure which account you need?Compare savings accounts
Free email and SMS Alerts
Visa debit card at no extra cost
Online & Mobile Banking

Featured Accounts:

Complete Freedom

Great value day-to-day banking.

  • $0 monthly account service fee when you deposit at least $2,000 by the last business day of the month
  • Free unlimited everyday transactions1 in St.George branches, at St.George / BankSA / Bank of Melbourne / Westpac ATMs, eftpos, cheques, Bank@Post and Online and Mobile Banking.
  • Free SMS and Email Alerts.

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Not sure which account you need?Compare everyday accounts
Certainty of return on your investment7
Earn a competitive interest rate
No setup or monthly fees
Fixed Term Deposit

Earn a secure return on your savings.

  • Earn competitive interest rates on balances between $1,000 and $5,000,0006
  • Interest calculated daily and can be paid at maturity, annually, half-yearly or monthly.

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Tools and calculators

Important information

Conditions and fees apply.
Before making a decision, it’s best to read the terms and conditions.

Special rates will apply for a single term. Standard Term Deposit rates may apply for any subsequent term. Special rates are not available for corporate, institutional or government customers.

Fixed Term Deposits interest rates for NSW, ACT, NT, SA & TAS.

Please read these documents and keep a copy. You can request a paper copy at a branch

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 33 30.

1 The account service fee of $5 is waived, if, by the last business day of the month, you either deposit a minimum of $2,000 or have your St.George home loan repayment automatically deducted from this account.

2 St.George/BankSA/Bank of Melbourne/Westpac branded ATMs in Australia.

3 If you open a new Maxi Saver account and you have not held a Maxi Saver account before and you are a personal customer, you'll earn a fixed bonus rate of 1.70% p.a. on top of the standard variable Maxi Saver rate during the Promotional Rate Period. The standard variable Maxi Saver rate may be changed at any time but the fixed bonus rate will not change while it applies. The Promotional Rate Period is the first 3 months from the date your account is opened.

4 Maxi Saver has no monthly account service fee but other fees and charges apply, including for branch access. To hold a Maxi Saver account you must also hold an eligible St.George working account in the same name or have an existing eligible St.George joint account with your name included in the title. Fees and charges may be payable on your eligible working account.

5 Maxi Saver has a minimum opening balance of $1.

6 Following lodgement of the minimum balance requirement, the rate is guaranteed for the term of the investment, subject to terms and conditions (e.g. returns may be reduced if an amount is withdrawn on a minimum 31 days’ notice prior to maturity).

Before using Internet or Phone Banking, please read the Terms and Conditions and before using Mobile or Tablet Banking, please read our Mobile Banking Terms and Conditions.