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Home Loans

Fixed Rate Home Loan Offer

Our most popular home loans, Low Doc options for the self employed, and home loans with specialist features for a range of circumstances.

Featured Home Loans

Standard Variable Rate Loan

Save up to 0.70% p.a. off our standard variable rate with Advantage Package1

  • Great features including 100% interest offset and redraw
  • Flexible repayment options
More info Enquire now

Fixed Rate Home Loan

Get a 0.15% p.a. interest rate discount on our Fixed Rate Home Loan with Advantage Package

  • Choose a fixed rate of 1 to 5 years
  • Extra payments and redraw allowed up to $10,000 p.a.*
More info Enquire now

Tools & Calculators

Our products

Have you considered

Home and contents insurance

Home and contents insurance

Peace of mind. Whether you’re a home owner or a landlord, we have levels of cover to choose from.

Home loan protection

Home Loan Protection

Your home loan commitments can be covered in the event you become sick or injured.

BT Super for Life

BT Super for Life

A low fee Super account that you view and manage online with St.George internet banking.

Important information

Conditions, fees and credit criteria apply.Before making a decision, it’s best to read the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 33 30.

BT Funds Management Limited (ABN 63 002 916 458) is the trustee of BT Super for Life which is a part of Retirement Wrap (ABN 39 827 542 991) and is the issuer of interests in BT Super for Life. You can download a Product Disclosure Statement (PDS) ,or obtain a copy by calling 1300 653 553 or visit any St.George branch. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super for Life.

An investment in BT Super for Life is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141, St.George Bank or BankSA (which are Divisions of Westpac), or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Neither Westpac nor any other company in the Westpac Group has issued, stands behind or otherwise guarantees the capital value or investment performance of BT Super for Life.

1 The following interest rate discounts are only available in Advantage Package for Standard Variable Rate Loans and Portfolio Variable Rate Loans: for loans between $100,000 and $149,999, 0.25% p.a. discount will be applied; for loans between $150,000 to $249,999, 0.50% p.a. discount will be applied; for loans greater than $250,000, 0.70% p.a. discount will be applied. No discount applies for loans below $100,000. Advantage Package annual fee, currently $395, is payable from an eligible St.George transactional account.
* Redraw requests are subject to our approval. Fees apply. For fixed rate loans, redraw is only available for loans fixed on or after 30 November 2009 and only up to a maximum of $10,000 and break costs may apply.