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Express Freedom Account

Enjoy low cost everyday banking online – plus a Visa® Debit card!1

  • Free unlimited everyday banking transactions2 at St.George / Westpac / BankSA ATMs, EFTPOS, BPAY®, Bank@Post™, Mobile Banking, Internet Banking3 and Phone Banking
  • $3 flat monthly account service fee is waived if you deposit a minimum of $1,000 by the last business day of the month
  • Pay-as-you-go branch and cheque services, so you get full access but pay only for what you use.

Free everyday banking

Low cost account

  • Low flat monthly account service fee of $3 waived if you deposit a minimum of $1,000 by the last business day of the month.

Pay-as-you-go

  • Pay-as-you-go branch and cheque services, so you get full access but pay only for what you use.

Optional access

  • Optional chequebook
  • Optional branch access

Visa Debit Card1

  • Shop securely with a Visa Debit card at home, online or overseas using money from your Express Freedom Account.

Extra features!

  • Extras include Email and SMS4 Alerts, automatic payments and deposits, mobile banking, online cheque deposits and more!

Compare accounts

Express Freedom Account fees
Monthly account service fee $3.00
Transaction fees for everyday banking
Internet Banking transactions Free2
Phone Banking transactions Free2
Visa Debit transactions Free1
St.George/Westpac/BankSA ATMs (in Australia) Free
EFTPOS Free
Electronic agency Free
Cheque $1.00
Staff assisted $2.50
Bank@PostTM Free
Other transaction fees (Free monthly withdrawal allowances do not apply to these fees)
Direct Debit Free
Periodical Payment $4.00#
Overseas Cash Withdrawal (including overseas ATM withdrawal) $5.00
St.George / BankSA ATM Mini transaction history request $0.20
Frequent Statement (per month) $2
Foreign Currency Conversion 3.0%
Collection item Free

# The Periodical payment fee is payable for a transfer of funds that we make on a regular basis at your request from your Account to another specific account. The fee is charged at the time the transaction occurs. Periodical payments to another account held with St.George are free.

Keeping track of Express Freedom is easy!

Internet Banking View transactions online anytime with Internet Banking3
Paper Statements Posted to you every 3 months, or every 2 months if you have a Visa Debit Card
Mini transaction history Available at any St.George ATM
eStatements View, print and save up to 2 years of statements online when you choose eStatements
Yearly interest summary View and print your Financial Year interest summary with Internet Banking

Express Freedom gives you low-cost ways to bank

Unlimited online access2 with optional branch and chequebook

  • Free everyday banking at St.George / Westpac / BankSA ATMs, EFTPOS, BPAY®, Bank@Post™, Internet and Phone Banking
  • When you need it, optional pay-as-you-go branch and cheque access.

Plus 6 great extras!

  1. Automatic payments and deposits set up automatic deposits for salary and investment income, and automatic payments for bills
  2. Email Alerts and SMS Alerts 10 free monthly SMS Alerts4 to receive alerts on your mobile. Email Alerts are free. Easily set up notifications to control what information you receive and when.
  3. Shop securely with a Visa Debit card1 at home, online or overseas using money from your Express Freedom Account
  4. Easy mobile banking from your phone
  5. Deposit cheques online – if you live in a rural area or prefer not to visit a branch, you can complete your deposit slip online and post your cheque to us
  6. Can be your cash hub account for DIY Super / Self Managed Super Fund (SMSF) 

Which account is best for you?

Apply online

Apply now. It takes just 10 minutes!

Call us

13 33 30 and say "New account" when prompted

Visit a branch

Find your nearest branch

What you'll need

Contact details (address, phone number, email address) and Tax File Number

Tips

Important information

Conditions and fees apply.

Before making a decision, it's best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30.

BPAY® Registered to BPAY Pty Ltd. ABN 69 079 137 518

Visa ® is a registered trademark of Visa Worldwide PTe Limited.

1 To be eligible for a Visa Debit card you must have an Australian residential address and over 18 years of age.
2 Daily transaction limits apply.
3 Subject to systems availability.
4 Fees apply after the first 10 SMS Alerts per month. Email Alerts are free.