Sending...

You should only send this link to someone you know would be interested in receiving the information on this webpage. View our Privacy Policy

Send
Logon
Register
Learn More
How to apply
I want to
Transaction Account FAQs

Society Cheque Account

Easy low-cost banking for non-profit organisations

  • Ideal for schools, charities, community and sporting groups and government agencies
  • Deposit-only card for approved office bearers
  • $0 monthly account service fee for schools, charities, and community and sporting groups
  • Free unlimited everyday Internet and Phone Banking1
  • Unlimited monthly everyday deposits and withdrawals for charities and schools1 and 20 free monthly deposits and withdrawals and 10 free collection items for community and sporting groups and government agencies.
How to apply

For non-profits

Easy access

Optional cheque book

Just call 13 38 00 or ask at any branch when you apply

Deposit Only card

For approved office bearers

Free transactions

  • Free unlimited everyday Internet and Phone Banking1
  • Unlimited everyday monthly deposits and withdrawals for charities and schools1
  • 20 free monthly deposits and withdrawals for community, sporting and government groups
  • 10 free collection items for community and sporting groups and government agencies.

Account service fee 

  • $0 monthly account service fee for schools, charities, and community and sporting groups1
  • $6 flat monthly account service fee for government bodies, waived if you maintain a minimum monthly balance of $10,000

Interest

  • Calculated daily
  • Paid annually to charities, community and sporting groups and government agencies
  • Paid quarterly to schools
Society Cheque Account fees
  Schools Charity Community and Sporting Government
Monthly account service fee Free Free Free $6, waived if minimum monthly balance is over $10,000
Transaction fees for everyday banking (payable per transaction after monthly fee-free allowance is exceeded)
  Schools Charity Community and Sporting Government
Internet Banking Free Free Free Free
Phone Banking Free Free Free Free
St.George/Westpac/ BankSA ATMs (in Australia) Free Free $0.45 $0.45
Cheque Free Free $0.45 $0.45
Express Deposit Free Free $0.45 $0.45
Electronic agency Free Free $0.45 $0.45
Staff assisted Free Free $0.95 $0.95
Collection item Free Free $0.45 $0.45
Bank@Post™ Free Free $0.95 $0.95
Direct debit / credit Free Free $0.35 $0.35
Transaction allowances (Transaction fees are charged when Free monthly transaction allowances are exceeded)
  Schools Charity Community and Sporting Government
Free collection items each month Unlimited Unlimited 10 10
Free monthly transaction allowance (for eligible transaction fees) Unlimited Unlimited 20 20
Transaction fees(Free monthly transaction allowances do not apply to these fees)
Frequent statement (per month) $2 $2 $2 $2
Periodical Payment# $4 $4 $4 $4

# The Periodical payment fee is payable for a transfer of funds that we make on a regular basis at your request from your Account to another specific account. The fee is charged at the time the transaction occurs. Periodical payments to another account held with St.George are free.

7 reasons why it’ll make life easier

  1. It’s an easy access, low fee account we’ve designed especially for:
    • Charities
    • Community and sporting groups
    • Public schools, colleges and universities
    • Other educational organisations
    • Department Agencies or Councils
    • Registered Political Parties
  2. Make lots of deposits every month? You can use any St.George branch or our Express Deposit feature – no waiting in queues!
  3. Various people need to deposit funds? No problem! You can get Deposit Only cards for approved Office Bearers in your group.
  4. Get 24/7 free, unlimited everyday Internet Banking and Phone Banking. You can view transactions online anytime.2
  5. Get an optional chequebook.
  6. We’ll automatically post paper statements to you every 6 months.
  7. Switch to eStatements to make reporting easier! You can view, save and print up to 2 years of statements online.

Who can apply for a Society Cheque Account?

  • Charities
  • Community and sporting groups
  • Public schools, colleges and universities
  • Other educational organisations
  • Department Agencies or Councils
  • Registered Political Parties
Documents you’ll need to apply
Charities
  • Notice of Endorsement for Charity Tax Concession (from the Australian Taxation Office)
  • Constitution of your charity
  • Minutes
  • Certificate of Incorporation / Registration (if applicable) – from the relevant government department or Australian Securities and Investment Commission
Community and sporting groups
Public Schools, Colleges and Universities
  • Letter from your School Principal or Dean of Studies on your educational organisation’s letterhead
Other educational organisations
Department Agency or Councils
  • Letter from the CEO or delegate
Registered Political Parties
  • Minutes
  • Letter from the Australian Electoral Commission or State Electoral Office
Call us 13 38 00 and say “New account” when prompted
Visit a branch Apply at your nearest branch
What you’ll need
Tips

 

Important information

Conditions and fees apply.

Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it’s right for you. If you need help, call 13 38 00.

BPAY® Registered to BPAY Pty Ltd ABN 69 079 137 518

1Daily transaction limits apply.
2Subject to systems availability.