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Important information

Conditions, fees and credit criteria apply.

View the terms and conditions.

• Credit Card Conditions of Use
• Credit Card Accounts Fees and Charges

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this information, please consider if it's right for you. If you need help, call 13 33 30.

¹ The balance transfer rate is available to you when you apply for a new St.George credit card and request at application to transfer a balance from Australian issued credit,charge or store cards other than St.George credit cards. Subsequent balance transfers that are requested after the balance transfer period above, will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new St.George credit card available limit.

² On credit purchases only, where account balance (including any balance transfer amount) is paid in full by the due date each month. Interest on cash advances is calculated from the date the transaction is debited to your account.

³ These insurance covers are issued by Zurich Australia Insurance Limited ABN 13 000 296 640 AFSL 232507. These benefits are provided to cardholders as complimentary benefits and are subject to the Terms and Conditions and exclusion contained in the Policy of Insurance. No Westpac Group company has any liability in connection with the insurance policies. Please refer to the Insurance conditions of use for a full explanation of cover and exclusions.

⁴ An additional card can be issued on the primary cardholders's credit card account to any nominated person over the age of 16 years provided the account is not a joint account. All transactions using an additional card will be the responsibility of the primary cardholder.

⁵ The earning of Amplify points are earned on eligible purchases through the use of an Amplify card and is subject to the Amplify Rewards Terms and Conditions. Amplify points are not earned on cash advances, balance transfers and ATM withdrawals. You are not entitled to Amplify points in other specified circumstances. You need a minimum of 3,000 Amplify points before you can redeem any reward. Specific conditions may apply to the redemption of particular rewards. Refer to www.amplify.stgeorge.com.au.

⁶ The earning of Qantas Frequent Flyer points are earned on eligible purchases through the use of an Amplify card and is subject to the Amplify Rewards Terms and Conditions. Qantas Frequent Flyer points are not earned on cash advances, balance transfers and ATM withdrawals. You are not entitled to Qantas Frequent Flyer points in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Frequent Flyer points. Membership and Qantas Frequent Flyer points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee usually applies but St.George has arranged for this to be waived, for a limited time for new Amplify card holders who are not already a member and choose to link their card to Amplify Qantas. For more information on the Qantas Frequent Flyer program visit qantas.com/frequentflyer or call 13 11 31.