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Amplify Visa Card

Reward yourself with more choice

Amplify Credit Card
  • p.a. for 6 months on balance transfers, requested at card application1
  • Choose between two great rewards programs – Amplify Rewards or Amplify Qantas
  • $79 annual fee


More Choice

Choose to link your credit card to either Amplify Rewards or Amplify Qantas

  • Amplify Rewards
    Earn Amplify points on purchases 2 to redeem for gift cards, appliances, events and experiences, travel through Amplify Travel7 and much more
  • Amplify Qantas
    Earn Qantas Points on purchases3 to redeem in the Qantas Frequent Flyer program.


More Advantages

  • Save the joining fee with complimentary Qantas Frequent Flyer membership (if you're not already a member) for a limited time when you link your card to Amplify Qantas3
  • p.a. for 6 months on balance transfers requested at card application1. Calculate how much interest you could save!
  • Get an extra card for an additional cardholder at no extra cost4
  • Up to 55 interest free days on purchases when you pay the closing balance in full by the statement due date.


Rewards Link your card to Amplify Rewards Link your card to Amplify Qantas
Points earned on purchases $1 = 1 Amplify point2

$2 = 1 Qantas Point3

Earning bonus points Earn bonus Amplify Points2 with Amplify Rewards Bonus Partners5 Earn Qantas Points twice with Qantas Frequent Flyer Program partners - once on your Amplify Credit Card and again with the program partner7
Redeeming your points In Amplify Rewards2 redeem for:
  • Rewards from a wide range of categories including appliances, gift cards, charitable donations, entertainment experiences and more
  • Domestic and international flights on many major airlines, as well as accommodation, holiday packages and car hire through Amplify Travel7
  • Airline points or miles with Virgin Blue and V Australia’s Velocity program, Malaysia Airlines’ Enrich program and Singapore Airlines’ Krisflyer program.8
In Qantas Frequent Flyer Program redeem for:
  • Classic Award flights on Qantas and 26 partner airlines8
  • Qantas and Jetstar Any Seat Award flights10
  • Flight Upgrade Awards on eligible Qantas flights when available
  • Over 2,400 products, experiences and vouchers from the Qantas Frequent Flyer online store.11

Interest rates - variable

  •  p.a. on purchases.
  •  p.a. on cash advances.

Promotional balance transfer rate


Annual fee

  • $79 annual fee

Foreign Transaction Fee

  • 3% of the Australian dollar value of each foreign transaction (including, without limitation, ATM transactions) by use of a Card issued on your credit card account.

Cash Advance Fee

  • 2% of each cash advance amount and all transfers (including, without limitation, transfers by Internet Banking or Phone Banking), from your credit card account with a minimum of $2.50.

Late Payment Fee

  • $9 applied for each late or missed payment.

Card Replacement Fees

  • $15 per card within Australia
  • $52.50 per card outside of Australia
  • $45 per Emergency/Urgent Replacement Card.

Overlimit Fee

  • If your card account was opened before 4 June 2012, $9 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account.

Automatic Payment Dishonour Fee

  • $9 applied once per statement period for each payment dishonoured made under the automatic payment plan.

Statement Copy Fee

  • $4.50 for requests via Phone Banking or Internet Banking
  • $7.50 for all other requests.

Other fees and charges

Apply online

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Call us

1300 784 934

Visit a branch

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What you'll need

Important information

Conditions, fees and credit criteria apply.

View the terms and conditions

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. 


1The balance transfer rate is available to you when you apply for a new St.George credit card and request at application to transfer a balance from Australian issued credit or store cards other than St.George, BankSA or Bank of Melbourne credit cards. Subsequent balance transfers that are requested after the balance transfer period above, will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new St.George credit card available limit.

2Earn Amplify Points through the use of an Amplify Card as set out in the Amplify Rewards Terms and Conditions. Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to

3Earn Qantas Points as set out in the Amplify Qantas Terms and Conditions. Qantas Frequent Flyer points are not earned on cash advances and balance transfers or in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but for a limited time St.George has arranged for this to be waived for new Amplify cardholders who are not already members and who choose to link their card to Amplify Qantas (limit of one complimentary membership per new account). For more information on the Qantas Frequent Flyer program visit or call or call 13 11 31.

4An additional card can be issued on the primary cardholder’s credit card account to any nominated person 16 or older provided the account is not a joint account. All transactions using the additional card will be the responsibility of the primary cardholder.

5Amplify bonus points are earned on purchases made at participating Bonus Partner outlets are listed at

6Selected Qantas products and services are Qantas passenger flights (with a QF flight number) booked directly with Qantas, Qantas Club and Qantas Frequent Flyer memberships and purchases from Qantas Travel – excludes Jetstar flights and services. You do not earn bonus Qantas Points on Qantas Freight, Qantas Business Freight, Qantas Business Travel, Jetstar Travelworld channels and Qantas Staff Travel.

7Amplify Travel gives you access to most major domestic and international airlines within and from Australia and their connecting partner airlines. As with booking through a travel agent, in certain circumstances seats may not be available on the airline or flight of your choice at the time you wish to travel. Terms and conditions apply. For further details call Amplify Travel on 1300 489 586

8You must be a member of the relevant airline points or miles program to redeem Amplify points for airline points or miles. To redeem, at least 3,000 Amplify points are needed with additional increments in multiples of 500 Amplify points at a time for airline points or miles. Award flights are subject to capacity controls and availability is limited. The terms and conditions of the relevant airline points or miles program apply.

9Classic Award flights on Qantas and 26 partner airlines. Additional charges and taxes are payable with Qantas Points or money on Classic Award flights at the time of booking. The number of Qantas & Partner Classic Award seats available varies and depends on the flight, date, season and destination. Some flights may not have any Classic Award seats available. The seats made available for Classic Awards on Qantas flights may also be obtained through the Qantas Any Seat Award booking process (although Qantas Points required are usually higher, and include surcharges, fees and taxes). Different conditions apply to Any Seat Awards. Members can still choose to obtain those seats as Classic Awards in a separate booking.

10Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ flight number. As long as there is a seat available for sale, you can book a Qantas or Jetstar Any Seat Award. The points required for these seats are variable and are only valid when quoted. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem on Any Seat Award through Qantas Frequent Flyer. Not all special promotional fares are available as Any Seat Awards.

11Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See for details.