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BT Super for Life

Conveniently see and manage your super online with BT Super for Life

BT Super for Life is a low fee superannuation and retirement fund developed and managed by superannuation specialists, BT Financial Group and brought to you by St.George. You can see and manage your super fund alongside your other accounts while doing your Internet Banking with St.George. Having your banking and super on one screen now means that keeping up to date with fund performance, changing your investment options and even making extra contributions from your everyday savings account is as simple as logging on.

Being able to take your super with you from job to job and into retirement means it's the only super fund you'll need for life.

  • Your super details in front of you when you logon to Internet Banking
  • Low transparent fees
  • Easy online application
  • Easily consolidate your super
More info Apply now

Choose from three account types to suit your age, stage of life and personal financial objectives

Access to your super via Internet Banking

  • Simple access to your super and bank accounts with a single password
  • View your account balance online
  • Top-up your super from your savings at the click of a button
  • Make easy withdrawals when you retire - set up regular withdrawals or make one-off withdrawals to your bank account

Easily consolidate your super

If you have super in more than one fund, we can help you consolidate those funds with our convenient and quick online rollover service.

Tax-effective life insurance

  • Insurance cover paid tax-effectively from your superannuation
  • Insurance cover that you don't need to budget for
  • 'No-questions-asked' Death and Total & Permanent Disability cover
  • Additional option of Customised cover which includes Salary Continuance Insurance

Let BT manage your money for you

  • We invest your super according to the decade of your birth and change your investment mix as you get older. This is known as a lifestage fund
  • When you are younger, your fund will be more growth-oriented. Over time the fund will shift to a more conservative asset mix

Choose your own investment options

  • Specify an investment mix yourself by making a choice from the investment options we offer, suited to your own investment style
  • Select from four different funds - Growth, Moderate, Conservative and Super Cash

Low, transparent fees

  • 47% lower than the average retail personal super fund^
  • No switching, establishment, contribution, withdrawal, termination fees or commissions

Management fee

  • 0.99% p.a. & 0% p.a. for balances in Super Cash

Administration fee

  • $5 per month

Read FAQs

Find the answer to your frequently asked questions

Apply online

  • If you are an existing St.George Internet Banking customer, you can logon to Internet Banking and apply online

Call us

  • Speak to one of our super specialists on 1300 653 553 8am - 6.30 pm (EST), Monday - Friday

Visit a branch

Requirements

  • It takes about 10 minutes to set up your account and you’ll need your Tax File Number

Important information

BT Funds Management Limited (ABN 63 002 916 458) is the trustee of BT Super for Life which is a part of Retirement Wrap (ABN 39 827 542 991) and is the issuer of interests in BT Super for Life. You can download a Product Disclosure Statement (PDS) , or obtain a copy by calling 1300 653 553 or visit any St.George branch. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of interests in BT Super for Life. 

An investment in BT Super for Life is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141, St.George Bank or BankSA (which are Divisions of Westpac), or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Neither Westpac nor any other company in the Westpac Group has issued, stands behind or otherwise guarantees the capital value or investment performance of BT Super for Life.

This information has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness, having regard to your objectives, financial situation and needs.

See how our fees compare to other personal super providers.
^ BT Super for Life's fees are 47% lower than the average fees according to Product Disclosure Statements (PDS) on an account balance of $50,000 with an annual contribution of $5,000. This comparison is based on a default investment option or multi-manager balanced/growth investment option of each fund. The funds are representative of the retail personal super funds sector as at 30 November 2009. Fees are subject to change.