Calculators

Try our interactive calculators to help you plan and manage your finances. The information you enter is completely confidential and is not retained by St.George.

Bank Accounts

Budget Planner
Track and control your savings and expenses with the help of our detailed budget planner.
Regular Savings
How much can I save?
Planned Savings
What do I need to save?
Fixed Term Savings
Setting up a term deposit?
Savings Simulator
Calculate and graph your future savings including interest earned.
Term Deposit
Calculate and graph your term deposits including interest rate.

Personal Loans

Repayment calculator
Personal Loan Repayment Calculator
Car Loan calculator
Calculate your car loan repayments.

Insurance

Margin Lending

Cash calculator
How much cash I can borrow, against an existing portfolio?
Getting started
How much cash I would need to lodge as security for the funds I want to borrow?
Maximising your portfolio
What is the maximum I can borrow to increase my portfolio?
Gearing simulator
Simulator that compares the results in using your own funds vs borrowed funds, and checks the impact share price changes can have on your portfolio
Savings gearing
Simulator that compares the results in using your own funds vs borrowed funds, and checks the impact share price changes can have on your portfolio

Business

Cashflow forecast
Understand your estimated cashflow position to enable you to plan the finance you require over a yearly, or even daily basis.
Income projection statement
Help control your business operations by comparing actual figures with monthly projections and taking steps to correct any problems.
Balance sheet template
Get a snapshot of your business' financial condition using the value of the assets, liabilities and accumulated funds of your business at a given date.
Foreign Currency Converter
Convert an amount of one currency to another.

Home Loans

Borrowing Power Calculator
Calculate how much you can borrow
Where I Can Afford to Buy Calculator
Calculate how much you can borrow and where you can afford to buy. Calculator shows median prices for many suburbs across Australia.
Repayments Calculator
Work out how much your weekly, fortnightly or monthly loan repayments will be.
Comparison Loan Calculator
Compare loans using varying interest rates, loan amounts, loan terms and more
Principal & Interest Calculator
Work out the benefits of making principal and interest payment off your home loan
Stamp Duty Calculator
Calculate the stamp duty on your property
Extra Payments Calculator
Ever wondered how much quicker you could pay off your loan if you made additional repayments?
Lump Sum Payment Calculator
How much time and interest can you save by paying a lump sum off your loan?
Split Loan Calculator
See the benefits of having part of your loan at a variable rate and the remainder at a fixed rate.
Line of Credit Calculator
Find out how our Portfolio loan can help you accumulate wealth. (Microsoft Excel is required for this calculator.)
Seniors Access Calculator
Discover how our reverse mortgage can unlock the equity in your home. (Microsoft Excel is required for this calculator.)

Credit Cards

Balance Transfer Calculator
See how much you can save by transferring your outstanding credit card balances to a St.George credit card.