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Fixed Term Deposit

Get what you expect on your savings with a Term Deposit.

Benefits

Certainty of
return on
your
investment1
Earn a competitive interest rate
No setup or monthly
service fees
Suitable for
DIY Super /
Self Managed
Super Funds

Features

 Earn p.a. for 6 months on balances between $1,000 and $5,000,000 with interest paid at maturity1
 Interest is calculated daily (calculate what you could earn), can be paid at maturity, annually, half yearly or monthly
 Choice of terms: 1 month to 5 years. Interest varies according to the term.
 View your Term Deposit details via Online and Mobile Banking

Interest rates

  1.    View current rates

      $1,000 to less than $5,000 $5,000 to less than $20,000 $20,000 to less than $50,000 $50,000 to less than $100,000 $100,000 to less than $250,000 $250,000 to less than $5,000,000
    1 to less than 2 months            
    2 to less than 3 months            
    3 to less than 4 months            
    4 to less than 5 months            
    5 to less than 6 months            
    6 to less than 7 months            
    7 to less than 8 months            
    8 to less than 9 months            
    9 to less than 10 months            
    10 to less than 11 months            
    11 to less than 12 months            
    12 months            

    Interest paid annually. Interest rates are % per annum.

      $1,000 to less than $5,000 $5,000 to less than $20,000 $20,000 to less than $50,000 $50,000 to less than $100,000 $100,000 to less than $250,000 $250,000 to less than $5,000,000
    24 to less than 36 months            
    36 to less than 48 months            
    48 to less than 60 months            
    60 months              

      Interest paid half yearly. Interest rates are % per annum.

      $1,000 to less than $5,000 $5,000 to less than $20,000 $20,000 to less than $50,000 $50,000 to less than $100,000 $100,000 to less than $250,000 $250,000 to less than $5,000,000
    12 to less than 24 months            
    24 to less than 36 months            
    36 to less than 48 months            
    48 to less than 60 months            
    60 months              

    Interest paid monthly. Interest rates are % per annum.

      $1,000 to less than $5,000 $5,000 to less than $20,000 $20,000 to less than $50,000 $50,000 to less than $100,000 $100,000 to less than $250,000 $250,000 to less than $5,000,000
    6 to less than 7 months            
    7 to less than 8 months            
    8 to less than 9 months            
    9 to less than 10 months            
    10 to less than 11 months            
    11 to less than 12 months            
    12 to less than 24 months            
    24 to less than 36 months            
    36 to less than 48 months            
    48 to less than 60 months            
    60 months              

Access to Term Deposit

Deposits
  • Fund your opening balance or add extra funds when re-investing your Term Deposit at Maturity using BPAY.® or in branch.
Withdrawals
  • If you wish to withdraw funds prior to maturity, you must provide a minimum 31 days’ notice from 01/01/2015 (except in cases of hardship). Interest rate adjustments will normally apply where funds are withdrawn prior to maturity. See our Terms and Conditions and Important Information Document  for more details.

 

Your options at maturity?

Three easy options when your investment matures

Reinvest Chart

To reinvest a Term Deposit via Internet Banking please follow these steps:

  1. Logon to Internet Banking
  2. From the 'My Accounts' page select the ‘Renew now' link. (Please note, the renew now link will only be available when your Term Deposit is in its Grace Period)
  3. Choose renewal options and complete the online form
  4. You will be presented with a confirmation screen to ensure that all the information provided is correct and accurate.

You can also reinvest a Term Deposit using St.George Mobile or Tablet Banking at any St.George branch during business hours or by calling us on 13 33 30.

How to apply?

Open now
It only takes a few minutes
Call 13 33 30
and say ‘New Account’ when prompted

Important information

Information is current as at 05/11/2014

Conditions apply.

1 Early withdrawal may reduce returns. If you wish to withdraw funds prior to maturity, you must provide a minimum 31 days’ notice from 01/01/2015 (except in cases of hardship). Interest rate adjustments will normally apply where funds are withdrawn prior to maturity. See our Terms and Conditions and Important Information Document  for more details.

If the rate applying to your term deposit is a special or standard rate and your term deposit rolls over automatically, it may be automatically re-invested at a lower rate than the initial rate (including any initial special rate).

More on Term Deposits

St.George Term Deposits are covered by the Australian Government Deposit Guarantee, capped at $250,000 per Westpac account holder