Competitive variable interest rates
Interest free days on purchases
Promotional balance transfer rate
Greater peace of mind for you and your family
A shopping companion
24/7 Falcon® Fraud monitoring
As a St.George Platinum cardholder, you receive a range of complimentary insurance covers1 that include:
|Greater peace of mind overseas||Complimentary overseas travel insurance cover1
You, your spouse and your dependent children could be automatically covered for Complimentary Overseas Travel Insurance cover on your journey for trips up to 6 months, if before you leave you prepay travel costs using your Platinum card as set out in the policy.
|Transit accident cover||Complimentary transit accident insurance cover1
Up to $1,250,000 insurance in the event of accidental death or certain injury while travelling on a plane, train, bus or ferry outside Australia, when prior to taking the trip, you have purchased the tickets using your Platinum Card as set out in the policy.
|Cheaper price?||Complimentary price guarantee cover1
If you find a cheaper price on most new personal items purchased with your Platinum Card, you can claim back the price difference up to $300 provided the following conditions as set out in the policy are met:
|Protection on new purchases||Complimentary purchase cover insurance1
With most new personal items you purchase in Australia and overseas using your Platinum Card you are covered against theft, loss or accidental damage for 6 months as set out in policy.
|Extended warranty||Complimentary extended warranty insurance1
Up to 12 months automatic extension on the manufacturer’s expressed Australia warranty for most new personal items purchased using your Platinum Card as set out in the policy.
|Interest rates - variable||
|Promotional balance transfer rate||
|International Visa® Transaction||
|Cash Advance Fee||
|Late Payment Fee||
|Card Replacement Fees||
|Automatic Payment Dishonour Fee||
|Statement Copy Fee||
|Other fees and charges|
Fees and rates are subject to change
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Conditions, fees and credit criteria apply.
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The information on our website is prepared without knowing your personal financial circumstances. Before you act on this information, please consider if it's right for you.
1These insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507. These benefits are provided to cardholders as complimentary benefits and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. No Westpac Group company has any liability in connection with the insurance policies. Please refer to the Gold and Platinum Credit Card Insurance Conditions of Use for a full explanation of cover and exclusions for purchases from and after 21 October 2012. For purchases up to and including 20 October 2012 see the previous Gold and Platinum Credit Card Insurance Conditions of Use.
2 The 0% p.a. balance transfer rate for the specified promotion period is available to you when you apply for a new St.George Vertigo MasterCard or Platinum Visa between 2 October 2013 and 14 January 2014 and request at application to transfer a balance from Australian issued credit or store cards other than St.George, BankSA and Bank of Melbourne credit cards. The standard variable purchase rate applies to balance transfers requested after application and to any amount to which the promotional rate applied that is unpaid at the end of the promotion period. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. You can apply to transfer $200 or more, up to 95% of your new St.George credit card available limit.
3 Apply for a new Platinum Visa card between 2 October 2013 and 14 January 2014 and the introductory rate on purchases will apply for 12 months from card approval. After 12 months, the introductory purchase rate will switch to the variable purchase rate then applicable to your card. This offer is not available in conjunction with any promotion other than the balance transfer promotion available at card application.