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Bank account interest rates

Savings and investment accounts

 Maxi Saver rates below are for NSW, ACT, SA & NT customers.
Balance Standard variable rate Bonus for new Maxi Saver customers1 Earn up to1
Balances up to $5,000,000.00  p.a.  p.a. for 3 months  p.a.
On the portion of the balance over $5,000,000.00  p.a.  p.a. for 3 months  p.a.

 

 Maxi Saver rates below are for QLD, VIC, WA & TAS customers.
Balance Standard variable rate Bonus for new Maxi Saver customers Earn up to
Balances up to $5,000,000.00  p.a.  p.a. for 3 months  p.a.
On the portion of the balance over $5,000,000.00  p.a.  p.a. for 3 months  p.a.

 

Incentive Saver rates for NSW, ACT, SA & NT residents.
Balance Standard variable rate Standard Bonus3 Earn up to
All Balances  p.a.  p.a.  p.a.

 

Incentive Saver rates for QLD, VIC, WA & TAS residents
Balance Standard variable rate Standard Bonus3 Earn up to
All Balances  p.a.  p.a.  p.a.

 

 SENSE Savings accounts
Balance SENSE Savings
Balances up to $4,999.99  p.a.
From $5,000 to $19,999.99  p.a.
From $20,000 and over  p.a.

 

 DIY Super Saver2 rates below are for NSW, ACT, SA & NT customers.
Balance Standard variable rate Bonus for new DIY Super Saver customers2 Earn up to2
Balances up to $5,000,000.00  p.a.  p.a. for 4 months  p.a.
On the portion of the balance over $5,000,000.00  p.a.  p.a. for 4 months  p.a.

 

 DIY Super Saver rates below are for QLD, VIC, WA & TAS customers.
Balance Standard variable rate Bonus for new DIY Super Saver customers Earn up to
Balances up to $5,000,000.00  p.a.  p.a. for 4 months  p.a.
On the portion of the balance over $5,000,000.00  p.a.  p.a. for 4 months  p.a.

 

 Investment Cash Account
Balance Interest rate
Balances up to $4,999.99  p.a.
From $5,000 to $9,999.99  p.a.
From $10,000 to $19,999.99  p.a.
From $20,000.00 to 49,999.99  p.a.
From $50,000.00 to $99,999.99  p.a.
From $100,000.00 to $249,999.99  p.a.
From $250,000.00 to $499,999.99  p.a.
From $500,000 and over  p.a.

 

Term Deposits

See a full listing of term deposit rates.

 

Transaction accounts

 Complete Freedom Account
Balance Interest rate
All balances  p.a.

 

Complete Freedom Student Account
Balance Interest rate
All balances  p.a.

 

 Retirement Access Plus Account
Balance Interest rate
Balances up to $1,999.99  p.a.
On the part of the balance between $2,000.00 to $40,999.99  p.a.
On the part of the balance between $41,000 and over  p.a.

 

Personal Transaction, Savings & Investment Accounts Interest Rates No Longer Offered for Sale

Default interest rate

Applicable to your account when overdrawn without an approved overdraft limit

Balance Interest rate
All balances 20.00% p.a.

 Important information

Conditions and fees apply.
Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The information on our website is prepared without knowing your personal financial circumstances. Before you act on this, please consider if it's right for you. If you need help, call 13 33 30.

1 If you open a Maxi Saver account and you have not held an Maxi Saver Account before and you are a personal customer, you'll earn an Introductory Promotional Fixed Bonus Rate of p.a. on top of the standard variable interest rates (standard base rate and bonus rate when the bonus rate criteria is met) during the Promotional Rate Period. The Promotional Rate Period is the first 3 months from the date your account is opened.

2 If you open a new DIY Super Saver account and you have not held a DIY Super Saver account before and you are a personal customer, you'll earn a fixed bonus rate on top of the standard variable DIY Super Saver rate. The standard variable DIY Super Saver rate may be changed at any time but the fixed bonus rate will not change while it applies during the Promotional Rate Period. The Promotional Rate Period is the first 4 months from the date your account is opened.

3 Bonus interest applies when you make at least one deposit and no withdrawals in the calendar month