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Your Corporate Partner home loan offers

  • Our customers save $395 with their first-year package fee waived 1
  • Plus: an extra 0.10% p.a. variable interest rate discount 1 ​
  • That could be a saving of around $11k 3 over 30 years on a $500k loan​
  • Offer applies to new packaged # Standard variable rate home loans


Eligibility, credit criteria, fees and charges, T&Cs apply. ​

We’ll call you back within 1 business day to match you with the right expert. They can meet you on video chat, the phone, at your organisation or even at home.​

Other offers

Home Guarantee Scheme

Buy your own home with a low deposit of 2-5% and no Lenders Mortgage Insurance (LMI) on your St.George home loan, if you're eligible for this government-initiated scheme4. 

Low deposit options for eligible professionals

Depending on your profession, you could qualify for an LMI waiver or have 100% of eligible verified overtime and allowances assessed as income to help boost your borrowing power. Eligibility and credit criteria, fees and conditions apply.

See all eligible professions

Cashback with ShopBack

We've teamed up with ShopBack to offer you Cashback## in your ShopBack account. Just use their app and your St.George debit or credit card to find top deals from over 4,000 brands, including online and in-store shopping, plus gift cards.

How to take advantage of your offers

 


 

1. Book an appointment

Let us know which workplace or member group you belong to.


 

 

2. We’ll be in touch

We’ll call you back within 1 business day to match you with a dedicated banker.

 


 

3. Meet your banker

They can meet on video chat, the phone, at your organisation or even at home.

Professions eligible for flexible home loan options

Those in the listed healthcare and emergency service professions can apply for up to 90% LVR+ with no LMI^, and must have a minimum income of $90k per year. This includes self-employed or casual professionals in these fields.

  • Audiologists 
  • Chiropractors  
  • Midwives 
  • Occupational Therapists 
  • Optometrists  
  • Osteopaths  
  • Pharmacists 
  • Physiotherapists
  • Podiatrists  
  • Psychologists 
  • Radiographers 
  • Registered Nurses  
  • Sonographers     
  • Speech Pathologists 
  • Veterinary Practitioners

Those listed below as eligible practitioners, can apply for up to 95% LVR+ with no LMI^, no minimum income threshold is required.

  • Dentist
  • General Practitioners 
  • Hospital-employed Doctors (Intern, Resident, Registrar, Staff Specialist) 
  • Medical Specialists (as per the Medical Board of Australia)

 

Find out more

To take advantage of your Corporate Partner offers simply book an appointment.

Get in touch

Fill in a few details. We’ll call you back within 1 business day to match you with the right expert.

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Important information

Conditions, credit criteria, fees and charges apply. Based on St.George's credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change. Before making a decision, it's best to read the terms and conditions.

Loan Accounts - Charges for specific services and accounts (PDF 147KB)

This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice.

Key Fact Sheet for Home Loans

Program eligibility: If you didn’t receive the link to this Corporate Partners Program site directly from your organisation, you may be ineligible to receive Program benefits. To check, ask your employer, community group or government organisation if they’re a St.George Corporate Partner e.g. contact your group coordinator, HR or department head. If you still have questions, fill in a few details and one of our team will aim to get back to you within one business day.  

#Advantage Package: Terms & Conditions (PDF 1MB) apply. A $395 annual package fee applies and is payable from an eligible St.George transaction account. Before deciding to acquire a St.George transaction account, read the terms & conditions, and consider if the product is right for you.

+LVR stands for the initial loan to value ratio. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and won’t change during the life of the loan as the LVR changes.

^ LMI waiver up to 90% LVR (min 10% deposit) for registered nurses and registered midwives earning a minimum annual income of $90,000.  LMI waiver up to 95% LVR (min 5% deposit) may also apply to listed medical practitioners.

^^ PAYG Plus 100% Non-base Income (overtime and allowances): Available for eligible healthcare, emergency services, core building and other essential trade related roles as outlined in the details on our website. Not available for office-based emergency services staff and self-employed. To assess the non-base income, income evidence must be with the same employer for a minimum of 6 months. Where this requirement is not met, applications may still be referred for consideration.

1Eligibility, credit criteria, fees and conditions apply. Exclusive offer for eligible Corporate Partner members or employees only. Offer includes additional 0.10% p.a. interest rate discount on new packaged Variable Rate home loan and $395 package fee waiver for the first year ($395 annual fee applies after the first year). This offer may be varied or withdrawn at any time. Eligibility of the primary applicant must be confirmed at the start of the application. Minimum loan size of $150,000. Offer not available for loans originated through a mortgage broker, introducer, paid referrer (Mortgage Alliance) and residential lending originated under family or company trusts.

2The annual package fee of $395 is waived for the first year only for Corporate Partner members and employees.

3 This is an estimate of potential savings; actual savings may differ depending on your situation. Estimated savings amount calculated using an interest rate of 6.24% p.a. compared to 6.14% p.a. on a $500,000 home loan with principal & interest repayments over a 30-year loan term. Advantage Package Terms and Conditions (PDF 1MB) and $395 annual package fee apply.

4 Conditions, credit criteria, fees and charges apply. Based on St.George credit criteria, residential lending is not available for Non-Australian Resident borrowers. This info has been prepared without taking your objectives, needs and overall financial situation into account. For this reason, you should consider the appropriateness of the info and, if necessary, seek appropriate professional advice.

Key Fact Sheet for Home Loans

To find out more visit the Scheme website.

##Cashback (including St.George bonus Cashback) is offered by ShopBack and not St.George. Cashback offers are not exclusive to St.George cardholders.  St.George bonus Cashback is offered exclusively to St.George cardholders who have access to bonus Cashback on top of any other available Cashback. The ShopBack account is not a St.George account. To earn any Cashback, you must hold and maintain an account with ShopBack. Cashback is paid into your ShopBack account. Eligibility criteria, Cashback redemption, withdrawal conditions and T&Cs apply. See ShopBack for further details.