Using personal accounts to manage your business?
Make your life easier with a dedicated business account
Top features
Electronic transactions
Unlimited fee-free electronic transactions.1
Branch transactions
30 free in-branch transactions (includes over the counter, electronic agency, and cheque deposits and withdrawals).
Business Visa Debit card
Stay on top of your spending with a Business Visa Debit card at no extra cost.
Stay up to date
SMS and email alerts to keep track of your account activity2.
Access anytime
Access to your funds anytime, anywhere - online, mobile, tablet, branch, ATM and cheque1.
Fees and interest
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$10 Monthly account keeping fee
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Free Unlimited fee-free electronic transactions1
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$1.00 Excess branch transaction fee
(charged when monthly fee-free allowance is exceeded) -
Free 30 free in-branch transactions (includes over the counter, electronic agency, and cheque deposits and withdrawals)
-
$0.50 Excess cheque withdrawal fee
(charged when monthly fee-free allowance is exceeded) -
N/A Interest rate
Open an account online in as little as 5 minutes^
Read our useful checklist of what information you need to apply
The Detail
The information on our website is prepared without knowing your personal financial circumstances. Before deciding to acquire or hold a product, please read the Terms and Conditions
Business Accounts and Payment Services Terms and Conditions and General Information (PDF 2MB)
Business Accounts and Payment Services Fees and Charges and how to minimise them (PDF 2MB)
Business Visa Debit Card Terms and Conditions and General Information (PDF 1MB)
Business Account Interest rates at a glance
Consider if the product is appropriate for you. The Terms and Conditions are important and we encourage you to review, save and print them. If you would like a paper copy ask at your local branch.
BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518
1. Electronic transactions are Internet and Phone Banking deposits, withdrawals and transfers, Direct Debits and Credits, St.George/BankSA/Bank of Melbourne/Westpac ATM withdrawals in Australia, St.George/BankSA/Bank of Melbourne ATM deposits and mini transaction history and EFTPOS withdrawals and Business Visa Debit Card transactions. Internet and Phone Banking and Business Banking Online are subject to systems availability, daily transaction limits apply.
2. SMS alerts cost 25 cents each and email alerts are free.
^Account opening criteria applies.
*To be eligible for this offer, customers need to open a Freedom Business Account between 1 February 2019 and 28 February 2019 (inclusive) (“Offer Period”) and complete a minimum of 5 Visa Debit Card Transactions and deposit $1,000 into the account within 60 days of opening the account (“Eligibility Period”). Eligible customers will receive $100 deposited into their account within 60 days of the end of the Eligibility Period. (“Offer”). The Offer is limited to one $100 deposit per eligible customer, except (a) in the case of opening a joint account if any one of the joint account holders becomes an eligible customer for a separate Freedom Business Account opened during the Offer Period, no $100 deposit will be paid to any of the joint accounts holders in respect of the relevant joint account; or (b) in the case of opening a joint account where the account holders of a joint account all become eligible customers for the relevant joint account, and none are excluded as a result of one of the joint account holders becoming an eligible customer for a separate Freedom Business Account opened during the Offer Period, only one $100 deposit will be made to the relevant joint account and not to each individual customer who is an account holder of the relevant joint account. The Offer excludes any Freedom Business Accounts opened during the Offer Period where any one or more of the customers who are account holders of that Freedom Business Account were account holders of a Freedom Business Account (either individually or jointly) opened with any of BankSA, St.George Bank or Bank of Melbourne at any time before and including 31 January 2019. The Offer is not available with any other offer. The Offer may be repeated from time to time, withdrawn, varied or extended at any time. St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.