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Business loans

Business Loans

 

We offer a range of flexible business loans to help you grow your business, upgrade equipment and manage cash flow. Review and compare our range of business loans and finance options.

Vehicle and equipment finance

Finance for all your business equipment and vehicle needs using the asset as security.

  • New vehicle or specialised equipment
  • Tailored repayments
  • Potential tax benefits.1

Small business loan

A term loan to purchase, start or grow your business.

  • Borrow from $20,000
  • Fixed or variable rate options
  • Flexible repayment structures.

Unsecured commercial overdraft

A term loan to purchase, start or grow your business.

  • Access up to $50K additional funds in your business transaction account
  • No fixed term, pay what you can, when you can - as long as the overdraft stays under the limit
  • No security required for the overdraft.

Business Maximiser

  • Seeking less than $1m
  • Solving cash flow shortages
  • Financing growth and expansion.

A business line of credit giving you flexibility to take advantage of business opportunities. Includes online access to monitor or make payments and export transactions to your accounting software.

  • Helps to cover business expenses during cash flow shortfalls
  • Borrow money up to an agreed limit and access funds as your needs change
  • Use your residential property as security to get a competitive interest rate.

Commercial overdraft

  • Seeking more than $1m
  • Financial support during cash flow shortfalls
  • Money available to an agreed limit

Provides cash flow relief to cover business expenses until you get paid. Includes online access to monitor or make payments and export transactions to your accounting software.

  • Use it to smooth out ‘dips’ in your cash flow e.g. invoices and wages
  • Reduces the impact of timing differences between incoming and outgoing fundsmoney up to an agreed limit and access funds as your needs change
  • Use your residential property as security to get a competitive interest rate.

 


More for your business

 

Important information

Eligibility criteria applies. Credit criteria, fees, charges, terms and conditions apply and are available on request. Please speak to your business finance specialist to find out more.

1 Things you should know: The taxation position described is a general statement and should only be used as a guide. It does not constitute tax advice and is based on current tax laws and their interpretation. Customers must seek their own independent tax advice in relation to their individual circumstances.