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Business superannuationSuper that looks after you and your employees.

Employer super that has your business sorted:

Meet business obligations

Provide your employees with a default super plan and meet your business obligations at the same time. Not sure if you’re meeting your business super obligations? Answer a few simple questions to find out.

Free to register

BT Super lets you pay super contributions to your employees quickly at no cost, using QuickSuper – no matter which fund they belong to. Learn more.

Dedicated Super Concierge

Our dedicated business super team is here to help you with your super queries. So if you’ve got questions, we’ve got the answers.

Employer super that has your people sorted:


Employee benefits and discounts

Your employees can enjoy deals on a host of lifestyle and finance products, such as: health, fitness, travel, technology, credit cards, loans and insurance.

Flexible and sustainable investing

Our Lifestage option auto-adjusts the investment mix throughout an employee's working life. They can also select options that are mindful of environmental, social, and governance (ESG) factors.

Insurance for your people

BT Insurance, our multi-award winning insurer, is committed to early intervention and helping injured or ill employees return to wellness - and work - as soon as possible.

Get started in three easy steps

It’s simple to get your default super plan set up with BT Super. Registering your business is free and it takes about 5 minutes.

    1. Register your business with BT Super.

Once your plan is set up, we’ll send your employer number and plan details to you.

    2. Add employees to your plan.

It’s easy to do using QuickSuper. You can also use your payroll tool or clearing house.

    3. Make super contributions.

You can use QuickSuper to pay super contributions for all your employees – no matter which super fund they belong to. Contact the Business Super Concierge team on 1300 365 668 for help during any stage of the process.

Annual Performance Assessment

It is important to note that BT’s MySuper Lifestage investment options failed the Government's 2021 annual performance assessment. Learn about what BT is doing in response.

Take a closer look at BT Super:

Pay all your employee's super contributions quickly and at no cost using QuickSuper – no matter which fund they belong to.

QuickSuper features:

  • Employee superannuation administration, contribution data and payments.
  • One super payment covers all employees in all super funds.

Flexible investment options:

  • Lifestage investments where the investment mix automatically adjusts throughout an employee’s working life so they can set-and-forget.
  • Employees can also access a range of investment options from leading fund managers.

Read the BT Investment guide PDF

Insurance you can count on:

Our multi-award winning insurer, BT Insurance, is committed to early intervention, and helping injured or ill employees return to wellness - and work - as soon as possible.

  • Automatic cover for eligible employees, generally provided without medical checks, so your employees can be covered sooner. 
  • If you have five or more employees, you can tailor the cover you offer including adding Salary Continuance insurance.

Read the BT Insurance guide PDF

Additional benefits:

  • My Wellbeing

Help your employees discover information across many aspects of wellbeing. There are also online seminars that cover a range of wellbeing topics. 

Read the BT Wellbeing guide online

  • Personalised Wealth Review

This interactive tool allows your employees to quickly and easily enter their current financial position and receive a personalised wealth report with future projections and next steps.

Read about the BT Wealth Review online

  • Benefits Now

Your employees can enjoy a range of deals and discounts across health, fitness, travel, entertainment and technology to banking products like credit cards, personal loans and insurance.

Read about BT Benefits Now program online

No fees for employers

You won’t pay any set-up or ongoing fees for your BT Super employer plan, including access to the QuickSuper payments portal.

Fees for employees

Type of fee Amount
Administration fees

$9.00 per month + 0.28% p.a.

Investment fee

Estimated 0.15% to 1.38%* p.a.

Buy sell spread Estimated 0% - 0.60%* p.a.
Indirect cost ratio Estimated 0% to 1.23%* p.a.

The above is a summary only of the fees and costs and current as at 1 October 2020.

* Other fees and costs may apply depending on investment, insurance and advice decisions. Please refer to the PDS and Additional Information Booklet for further information.

Annual Performance Assessment

It is important to note that BT’s MySuper Lifestage investment options failed the Government's 2021 annual performance assessment. Learn about what BT is doing in response.

Sign up to BT Super

It only takes about 5 minutes.

Meeting business super obligations?

Answer some simple questions to check.

Important information

BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 (BTFM) is the issuer of BT Super, which forms part of Retirement Wrap ABN 39 827 542 991, of which BTFM is trustee. A Product Disclosure Statement (PDS) is available for BT Super and can be obtained on this page or by calling BT Customer Relations on 1300 553 010. You should obtain and consider the PDS before deciding whether to acquire, continue to hold or dispose of BT Super. Insurance offered through BT Super is issued by Westpac Life Insurance Services Limited (WLISL) ABN 31 003 149 157, AFSL 233728.

BTFM is a subsidiary of Westpac Banking Corporation ABN 33 007 457 141 (Westpac or the Bank). An investment in BT Super is not an investment in, a deposit with or any other liability of Westpac or any other company in the Westpac Group. It is subject to investment risk, including possible delays in the payment of benefits and possible loss of amounts invested.

Westpac and its related entities do not stand behind or otherwise guarantee the capital value or investment performance of BT Super.

Please read the Financial Services Guides for BTFM and Westpac or obtain a copy by calling 1300 553 010, visiting or from any St.George branch before proceeding. If you would prefer another way of receiving the Financial Services Guide (such as in hardcopy), please let us know within the next seven days.