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DIY Super accounts

A competitive interest online investment account for Self Managed Super Funds

  • Access and manage your funds via Internet banking and Phone Banking through your eligible St.George working account 24/71
  • Earn competitive interest on every dollar2.
  • Make savings simple by setting up a regular transfer from your eligible working account using scheduled payments within Internet banking
  • No minimum monthly balance or deposit required, making it easy for you to start saving.
  • No monthly service fee.2
  • Access your funds via Branch if required2

Competitive variable interest online account

  • New DIY Super Saver customers can earn up to p.a. including a bonus %p.a. fixed for the first 4 months3

Save on Fees

  • No monthly account service fees.2

Invest your Super Cash

  • Ideal investment account for Self Managed Superannuation Funds / DIY Superannuation

Easy access

Save Faster

  • Make savings simple by setting up a regular transfer from your eligible working account using scheduled payments within Internet banking

Compare

DIY Super Saver – a perfect online cash investment account for your SMSF

Cash in DIY Super Fund / Self Managed Super Fund (SMSF) must be held in an account separate from the trustee’s personal cash accounts.

With DIY Super Saver, your Funds earn a high interest rate with no Super Saver bank fees..3 Plus you get convenient access 24/7 via Internet Banking and Phone Banking.1

 

Streamline your SMSF reporting with easy access to statements

Paper statements

eStatements

Yearly interest summary

Posted to you every 6 months

Choose eStatements to view, print and save up to 2 years of statements online

View and print your Financial year interest summary via Internet Banking

Fees

Monthly account service fee

$0

Number of free withdrawals per month

N/A

Transaction fees for everyday banking - Where a relevant Free monthly withdrawal allowance applies, these transaction fees are payable per transaction after the allowance has been exceeded.

Internet Banking transactions

Free

Phone Banking transactions

Free

St.George / Westpac / Bank of Melbourne / BankSA ATMs (in Australia)

N/A

Staff assisted

$2.50

Bank@PostTM

N/A

EFTPOS

N/A

Cheque

N/A

Transaction fees - Free monthly withdrawal allowances do not apply to these fees

Direct Debit

N/A

Periodical Payment

N/A

Overseas Cash Withdrawal (including overseas ATM withdrawal)

N/A

Bank of Melbourne / St.George / BankSA ATM Mini transaction history request

N/A

Frequent Statement(per month)

$2.00

Foreign Currency conversion

3.0%

Collection item

Free

Interest rates below are for NSW, ACT, SA & NT customers.

Balance

Standard variable rate

Bonus for new DIY Super Saver customers3

Earn up to3

Balances up to $5,000,000.00

% p.a.

% p.a. for 4 months

% p.a.

On the portion of the balance over $5,000,000.00

% p.a.

% p.a. for 4 months

% p.a.

Interest rates below are for QLD, VIC, WA & TAS customers.

Balance

Standard variable rate

Bonus for new DIY Super Saver customers

Earn up to

Balances up to $5,000,000.00

% p.a.

% p.a. for 4 months

% p.a.

On the portion of the balance over $5,000,000.00

% p.a.

% p.a. for 4 months

% p.a.

If you open a new DIY Super Saver account and you have not held a DIY Super Saver account before and you are a personal customer, you'll earn a fixed bonus rate on top of the standard variable DIY Super Saver rate. The standard variable DIY Super Saver rate may be changed at any time but the fixed bonus rate will not change while it applies during the Promotional Rate Period. The Promotional Rate Period is the first 4 months from the date your account is opened.

Call us

  • 133 800 and say “New account” when prompted.

Are you eligible/What you’ll need

You are eligible for a DIY Super Saver account online if you are an individual trustee of a Self Managed Super Fund that complies with the SIS legislation and there are no more than two trustees.

Find out what information you need to provide to become a customer

Tips

  • If you aren’t an existing St.George customer, you’ll need to confirm your identity
  • Compare with our Investment Cash Account
  • For non-personal customers only. This account is suitable as a cash investment account for Self Managed Super Funds
  • Personal customers can open a Maxi Saver Account.

How to apply

Important information

Conditions and fees apply.

Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 133 800.

1Subject to system availability.

2DIY Super Saver has no monthly account service fee but other fees and charges apply, including for branch access. To hold a DIY Super Saver account you must also hold an eligible St.George working account in the same account name(s) as your DIY Super Saver account. Fees may be payable on your working account.

3If you open a new DIY Super Saver account and you have not held a DIY Super Saver account before and you are a personal customer, you'll earn a fixed bonus rate on top of the standard variable DIY Super Saver rate. The standard variable DIY Super Saver rate may be changed at any time but the fixed bonus rate will not change while it applies during the Promotional Rate Period. The Promotional Rate Period is the first 4 months from the date your account is opened.