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DIY Super accounts

A variable interest online savings account for Self-Managed Super Funds (SMSFs).

  • Access and manage your funds via Internet and Phone Banking through your eligible St.George working account 24/71
  • May earn interest on every dollar2
  • Make savings simple by setting up a regular transfer from your eligible working account using scheduled payments within Internet banking
  • No minimum monthly balance or deposit required, making it easy for you to start saving
  • No Account-keeping fee2 (formerly known as ‘Monthly Account Service fee’)
  • Access your funds via Branch if required.2

With DIY Super Saver, your SMSF may earn a variable rate of interest. Plus you get convenient access 24/7 via Internet Banking and Phone Banking.1

Variable interest online account The DIY Super Saver account may offer a variable rate of interest on the entire balance and the flexibility of online access via your linked working account any time you need it.
Save on fees No Account-keeping fee2
Easy access In branch and 24/7 via Internet and Phone Banking.1
Contribute automatically Set up an Automatic Super Contribution Plan for ongoing contributions

Streamline your SMSF reporting with easy access to statements

Paper statements estatements Yearly interest summary
Posted to you every 6 months Choose eStatements to view, print and save up to 2 years of statements online View and print your Financial year interest summary via Internet Banking
Account-keeping fee (formerly known as ‘Monthly Account Service fee’) $0
Number of free withdrawals per month N/A

Transaction fees for everyday banking - Where a relevant Free monthly withdrawal allowance applies, these transaction fees are payable per transaction after the allowance has been exceeded.

Internet Banking transactions Free
Phone Banking transactions Free
Bank of Melbourne / St.George / Westpac / BankSA / ATMs (in Australia) N/A
Electronic agency N/A
Staff assisted Free
Bank@PostTM N/A
Cheque N/A

Transaction fees - Free monthly withdrawal allowances do not apply to these fees

Direct Debit N/A
Periodical Payment N/A
Overseas Cash Withdrawal (including overseas ATM withdrawal) N/A
Bank of Melbourne / St.George / BankSA ATM Mini transaction history request N/A
Frequent Statement Free
Foreign Currency Conversion N/A
Collection item Free

Interest rates below are for NSW, ACT, SA & NT customers.

Balance Interest rate
Balances up to $5,000,000.00
0.10% p.a.
On the portion of the balance over $5,000,000.00 0.10% p.a.

Call us

133 800, and say "New account" when prompted.

What you’ll need

Find out what information you need to provide to become a customer


  • If you aren't an existing St.George customer, you'll need to confirm your identity
  • For non-personal customers only. This account is for Registered SMSFs.

Eligibility requirements

  • 18+ years old (applicant plus all signatories)
  • Australian resident
  • Operating with an Australian address
  • Must have a registered self-managed superannuation fund (SMSF)
  • Must have an eligible transaction account in same name as SMSF. 

How to apply

Important information

Conditions and fees apply.

Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 133 800.

1. Subject to system availability.

2. DIY Super Saver has no Account-keeping fee (formerly known as ‘Monthly Account Service fee’) but other fees and charges apply, including for branch access. To hold a DIY Super Saver account you must also hold an eligible St.George working account in the same account name(s) as your DIY Super Saver account. Fees may be payable on your working account.