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Open Banking

Easily and securely share your banking information with organisations that you trust.

What is Open Banking?

Open Banking gives you, as a St.George customer, the ability to share your banking data with other parties you trust, including other banks, online.

What is the Consumer Data Right?

The Consumer Data Right is a law which provides eligible individuals or organisations with the right to request access to generic data relating to banking products and services that we offer (product reference data), as well as share data about eligible products and services that relate to you as an individual or organisation (consumer data).

The Consumer Data Right puts control of your data in your hands. In relation to the banking sector, the Consumer Data Right is referred to as “Open Banking”.

What's New for Open Banking?

On 1 February 2022, St.George enabled data sharing for some business loans, lines of credit, overdrafts, foreign currency accounts and cash management accounts for individual account holders. This is in addition to savings and transaction accounts, credit and debit cards, mortgages and personal loan accounts which have been available for data sharing since 2021.

We are pleased to announce that Westpac Group has been approved by the ACCC as an Accredited Data Recipient (ADR) under the Consumer Data Right. We will continue to provide updates on data sharing offerings for customers and how you can benefit from Open Banking.

Check the updated List of Accounts (PDF 127KB), to see which account products are currently eligible for Open Banking.

Frequently Asked Questions

On 1 October 2020 St.George commenced data sharing for product reference data via our public Open Banking Product API.  The number of products available for product reference data sharing expanded on 1 February 2021 and again on 1 July 2021, in line with the Government’s phased implementation of the Open Banking regulations. Product reference data can be used by third parties to make comparisons of products and prices across the market.

On 1 July 2021 St.George commenced consumer data sharing, allowing eligible customers to share their data for in-scope products with Accredited Data Recipients (ADRs). The products and data available for consumer data sharing will continue to expand in line with the phased implementation of the Open Banking regulations. Consumer data sharing gives consumers greater access to and control over their data and may improve consumers’ ability to compare and switch between products and services.

Consumer Data Right (CDR) Policy

St.George is a member of the Westpac Group.  The Westpac Group CDR Policy provides information about how St.George manages data under the Consumer Data Right. 

Consumer Data Right (CDR) Policy (PDF 1MB)

List of Accounts

This document provides a list of all St.George accounts eligible for data sharing through Open Banking.

List of Accounts (PDF 127KB)