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Our savings accounts Maxi Saver Term Deposits Incentive Saver
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Interest rates p.a. p.a. p.a.
Earn up to 2.45% p.a. for 3 months

1.95% p.a. for 3 months

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2.10% p.a.

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Standard variable rate 0.30% p.a. N/A 0.60% p.a.
Bonus interest 2.15% p.a.1 N/A

1.50% p.a.2
for balances above $100,000

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Features      
Monthly account service fee $0 $0 $0
eStatements   N/A
 
Minimum opening balance $0 $1000 $0
Access      
ATM      
Internet & Phone Banking      
Branch      
SMS/Email alerts      
Visa Debit Card3      
EFTPOS      
Transaction fees      
Internet Banking $0 $0 $0
Phone Banking $0 $0 $0
Visa Debit transactions4 N/A N/A $0
St.George/BankSA/Westpac ATMs (in Australia)4 N/A N/A $0
EFTPOS4 N/A N/A $0.60
Electronic Agency N/A N/A $0.60
Cheque N/A N/A N/A
Staff assisted $2.50 $0 $2.50
Bank@Post™ N/A N/A $2.50
Direct Debit N/A N/A $0.20
Periodical Payment N/A N/A $4.00
SMS Alerts $0 N/A $0
Email Alerts $0 N/A $0
Overseas cash withdrawal (including overseas ATM withdrawal)4 N/A N/A $5.00
St.George/BankSA ATM Mini transaction history request4 N/A N/A $0.20
Frequent statement (per month) $2.00 N/A $2.00
Foreign currency conversion N/A N/A 3.00%
Collection item $0 N/A $0
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Important information

Conditions and fees apply.

Before making a decision, it’s best to read the terms and conditions.

Please read these documents and keep a copy. You can request a paper copy at a branch. The information on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you. If you need help, call 13 33 30.

This information doesn't take your circumstances into account. Read the terms before making a decision.

  1. New Maxi Saver customers will earn an introductory promotional fixed bonus rate of 2.15% p.a. on top of the standard variable interest rate. The promotional rate period is the first 3 months from the date the account is opened, and the offer is available to personal customers only.

  2. To be eligible for bonus interest, make a deposit to grow your account balance by at least $50 each month (or any amount if all account holders are under 21).

  3. Visa Debit Card available to customers who have an Australian residential address and are over the age of 14.

  4. Visit Debit card access was available on Incentive Saver accounts opened before 12 November 2016, providing you were aged 14 years and over and held a Australian residential address. These transaction fees apply to those customers only, as Visa Debit card access is no longer available. Merchants may also charge a fee for Visa Debit transactions.