St.George Repay Cards (not for sale – paydown products)
Latest Information
The St.George Repay Cards (Visa/ Mastercard®) are not available for sale. Here's a full list of our available credit cards.
The following products will be known as St.George Repay Cards by June 2026:
- St.George Private Bank Platinum Visa
- St.George Visa
- St.George Gold Mastercard
- St.George Platinum Mastercard
- St.George Mastercard
- St.George Gold Visa
- St.George Vertigo Mastercard
- St.George Mastercard – Nat Park & Wildlife
- St.George / Virtual Communities
The St.George Repay Cards are exclusively for the repayment of outstanding balances by existing customers. These accounts are otherwise closed; they do not support new transactions, are ineligible for card reissuance, and cannot be transferred to other products. While no physical or digital card is issued for Repay products, select servicing features remain accessible, including fraud reporting, access to St.George Customer Assist, and the ability to make payments. Please note that the St.George Repay product is not available for sale.
Key Rates & Fees
The St.George Repay Cards offer existing account holders:
- Annual card fee: $0
- Interest rate: Refer to your statement for your applicable rate*
- Payment due date: 25 days from the statement date. Refer to the statement for the specific due date applicable to each billing cycle.
What fees apply to this card?
| Annual card fee | $0 |
| Cash advance fee | Cash advances not available |
| Missed payment fee | $15 |
| Overlimit fee | $0 |
| Variable purchase rate | Refer to your statement for your applicable rate* |
| Variable cash advance rate | Refer to your statement for your applicable rate* |
| Existing balance transfer | Refer to your statement for your applicable rate* |
| Existing Smart Plan balance | Refer to your statement for your applicable rate* |
Important information
*The interest rate applied to purchases and cash rate on your Repay Card varies based on the terms of your card before the name change, and is subject to change in accordance with our Credit Card Terms and Conditions. For more information, please visit https://www.stgeorge.com.au/contact-us/ or contact us via the St.George App.
St.George is the credit provider and credit licensee under National Consumer Credit Laws.
Visa is a registered trademark of Visa Worldwide PTe Limited.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.