Skip to main content Skip to accessibility page Skip to search input

Life Insurance

Peace of mind for you and your family if something goes wrong

Protection Plans

  • A comprehensive range of life insurance solutions for a wide range of situations
  • Protects you and your loved ones from the financial effects of injury, illness, permanent disability and death

How to apply

Important information

Westpac Life Insurance Services Limited ABN 31 003 149 157 (Westpac Life) is the insurer of Protection Plans. All Protection Plans are issued by Westpac Life, except for Term Life as Superannuation and Income Protection as Superannuation, which is issued by Westpac Securities Administration Limited ABN 77 000 049 472 (WSAL). The trustee of Term Life as Superannuation and Income Protection as Superannuation is WSAL which is part of the Superannuation Division of Westpac MasterTrust ABN 81 236 903 448, SFN 281412 SPIN WFS0112AU RSE R1003970.

These policies are distributed by St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 (St.George). Westpac Life, WSAL and St.George Life are subsidiaries of Westpac Banking Corporation (Bank). These policies are not an investment in or deposit with the Bank. Neither St.George, the Bank nor any member of the Westpac Group (other than Westpac Life as insurer) guarantees these policies.

This information has been prepared without taking account of your personal objectives, financial situation or needs (your personal circumstances). Because of this you should, before acting on this information, consider its appropriateness, having regard to your personal circumstances. Conditions, limits and exclusions on cover apply, details of which are explained in the relevant Product Disclosure Statement and policy wording (PDS). Before making a decision about these policies, you should obtain and consider the relevant PDS. A PDS can be obtained by downloading it (here for Protection Plans, calling 1300 301 883 and select "option 3" when prompted, or visiting any St.George branch. The St.George Bank Privacy Statement is available here.

St.George Protection Plans
Product Update

Effective date: 1 July 2017

APRA has approved an application by Westpac Life Insurance Services Limited to restructure its statutory funds under the Life Insurance Act 1995 (Cth).

As a result, from 1 July 2017, the section headed ‘Where we put your money’ at page 78 of the PDS is replaced with:

Term Life, Standalone Total and Permanent Disablement, Flexible Linking Plus, Children’s Benefit, Needlestick Benefit, and the insurance policy issued by the Insurer to WSAL under Term Life as Superannuation are included in the Westpac Life No. 1 Statutory Fund. All other Policies are included in the Westpac Life No. 2 Statutory Fund. We pay your benefits from these funds. The money in the funds is regulated under the Life Insurance Act 1995.