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Important notice

On 9 August 2021 Westpac Group announced it has agreed with TAL Dai-ichi Life Australia Pty Limited (“TAL”) to sell Westpac Life Insurance Services Limited and enter an exclusive 20-year strategic alliance for the provision of life insurance products to Westpac’s Australian customers. Westpac Group expects this transition will take effect in the second half of 2022. Our agreement with TAL will mean we can continue to help you with your life insurance needs.

If you are an existing life insurance customer you can find out more here.

BT Protection Plans

Flexible choices
A comprehensive range of flexible insurance solutions to protect you and your family.
Peace of mind
Making sure you have a plan in place can make a difficult time a little bit easier.

St.George and BT 

Helping you through your financial life


As part of our Group and one of Australia’s leading wealth experts, BT has been helping Australians build and protect their wealth since 1969.  With 50 years’ experience BT can help you plan for today and tomorrow by helping to identify ways to make more of what you have and empowering you to make smarter, confident financial decisions. As a St.George customer you have access to a range of financial products and services across superannuation, investments and insurance.

BT Protection Plans

Financial support when you need it most. 

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Life Insurance Code of Practice

Our commitment to protecting you, our customer, when you need us most.

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Important information

BT Protection Plans Product Disclosure Statement (PDS) (PDF 959KB)


The Insurer and Issuer is Westpac Life Insurance Services Limited ABN 31 003 149 157 AFSL 233728, except for Term Life as Superannuation, Income Protection as Superannuation and Income Protection Assured as Superannuation, issued by BT Funds Management Limited ABN 63 002 916 458 AFSL 233724 as Trustee of Retirement Wrap ABN 39 827 542 991. They are subsidiaries of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714, who does not guarantee the insurance. This information does not take into account your personal circumstances. Please read the PDS to see if this insurance is right for you. 

A target market determination has been made for Protection Plans products. Please visit for any of our target market determinations.