Travel Insurance
- Cover for overseas emergency medical assistance and hospital expenses outside Australia
- Cover in case your travel is delayed, cancelled or rescheduled
- Cover for stolen travel documents and lost, damaged or stolen luggage or personal items
- Worldwide emergency assistance, 24/7
Travel insurance helps you prepare for the unexpected when travelling. There are 4 levels of cover to choose from. If you need more assistance, call a travel insurance specialist on 1800 812 133 to help you with the details.
4 levels of cover:
Comprehensive Plan – coverage for travel in your selected region during a single international trip, over a designated period (available to individuals or families)
Domestic Plan – Single trip policy offering benefits designed to cover Australians travelling domestically
Essentials Plan – covering overseas medical care and personal liability, this cover is designed with the budget-conscious traveller in mind.
Multi-Trip Plan – 12 month multi-trip policy, designed for the frequent traveller. You must choose either a 15, 30 or 45 day maximum journey period that will be sufficient to cover your longest journey, designed for the frequent traveller.
Below is a summary of the key features and benefits which can help assist in finding travel insurance that may suit your needs.
Conditions apply and you should read the Product Disclosure Statement ('PDS') for Travel Insurance (PDF 578kb) for full terms and conditions.
Comprehensive Plan Single/Duo (per person) |
Domestic Plan Single/Duo (per person) |
Essentials Plan Single/Duo (per person) |
Multi-Trip Plan Single |
|
|---|---|---|---|---|
| Key Benefits | Get a quote | Get a quote | Get a quote | Get a quote |
| Cancellation fees and lost deposit | Unlimited | Unlimited | $10,000 | Unlimited |
| Overseas emergency medical assistance | Unlimited | - | Unlimited | Unlimited |
| Overseas emergency medical and hospital expenses | Unlimited | - | Unlimited | Unlimited |
| Dental expenses | $1,000 | - | $1,000 | $1,000 |
| Additional expenses | $50,000 | $25,000 | $25,000 | $50,000 |
| Hospital cash allowance | $5,000 | - | - | $5,000 |
| Accidental death | $25,000 | $25,000 | - | $25,000 |
| Permanent disability | $25,000 | - | - | $25,000 |
| Loss of income | $10,400 | - | - | $10,400 |
| Travel documents, credit cards and travellers cheques | $5,000 | - | - | $5,000 |
| Theft of cash | $250 | $250 | - | $250 |
| Luggage and personal effects | $10,000 | $10,000 | $3,000 | $10,000 |
| Luggage and personal effects delay expenses | $500 | $500 | $250 | $500 |
| Travel delay expenses | $2,000 | $2,000 | $2,000 | $2,000 |
| Alternative transport expenses | $5,000 | - | - | $5,000 |
| Personal liability | $2.5 million | $2.5 million | $2.5 million | $2.5 million |
| Rental vehicle excess | $3,000 | $3,000 | $3,000 | $3,000 |
| Get a quote | Get a quote | Get a quote | Get a quote |
It doesn't take long to get the cover you need before you head away.
Read the PDS (PDF 578kb) to make sure this insurance meets your needs.
- Get a quote
- Call us on 1800 812 133, Monday to Friday 8.00am-9.00pm and Saturday 8.00am - 5.00pm (AEST) to speak to a travel insurance specialist
- Visit a branch
- Retrieve a quote
- Looking for the Complimentary Overseas Travel Insurance available with your credit card?
- Claim online
- Call us 24 hours a day, 7 days a week, on 1800 812 133 within 30 days of completing or cancelling your journey to make a claim.
Depending on what’s happened, the following documents will be required:
If you’ve lost or had your luggage stolen
- A copy of the report you lodged with the police or carrier from where the loss or theft was reported
- Evidence of ownership such as original receipts, photographs (except for jewellery or watches) or operating manuals.
If you’re involved in an accident
- Medical, dental, police reports or declarations
- Evidence of ownership such as the damaged goods, original receipts or valuations of items damaged as a result of the accident.
For cancellation or rescheduling expenses
- Original receipts, tickets, or
- a letter from the travel agent showing any charges to re-arrange or cancel your journey, or
- a doctor’s certificate or letter from the carrier.
24-hour Emergency Assistance Hotline
Emergency help is available 24/7 if you find yourself in difficulty during your trip anywhere in the world. Staff are expertly trained and multilingual. Call (operator assisted) reverse charge:
- Within Australia on 1800 812 133
- While overseas via local operator on +61 7 3305 7499
Credit card travel insurance claims
Learn more about making a claim on the Complimentary Overseas Travel Insurance policy available with some credit cards.
How to apply
Important information
Travel Insurance is issued by AGA Assistance Australia Pty Ltd ABN 52 097 227 177 (trading as Allianz Global Assistance), as agent for the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). St.George – a Division of Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance. Policy terms, conditions, limits and exclusions apply.
This information does not take into account your personal circumstances. Read the Product Disclosure Statement and policy wording (PDF 578kb) to see if this insurance is right for you. Call 1800 812 133.
By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.
St.George's Privacy Policy is available at stgeorge.com.au or by calling 13 33 30. It covers:
- How you can access the personal information St.George holds about you and ask for it to be corrected;
- How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by St.George and how St.George will deal with your complaint; and
- How St.George collect, hold, use and disclose your personal information in more detail.
© St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.