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End of Financial Year is the time to consider fixing the rate on your St.George Margin Loan. 

Existing customers who don’t have an existing fixed interest rate loan and wish to establish one, the deadline to fix your interest rate is 30 June 2021.

Customers who wish to rollover an existing fixed interest rate loan, please refer to the maturity letter/email we sent to you for your deadline.

In addition to submitting your fixed interest rate loan request, your prepaid interest payment (if prepaying) will need to be received by the start of your new fixed interest rate loan.

If you don’t have a St.George Margin Loan and would like to learn more, please visit the St.George Margin Lending website for further information.

How to fix your interest rate

Prior to submitting a fixed interest rate contract request, we recommend that you read the sections ‘Fixed Interest Rate Loans’ and ‘Fixing the rate on your St.George Margin Loan' below.
Step 1.
Request your fixed interest rate loan online using the button below. 
Step 2.

If rolling over an existing fixed interest rate loan, find the details to complete the request in the letter we mailed to you or email we sent you.

If establishing a new fixed interest rate loan, please contact us to confirm your current loan details and interest rate before completing your request.

Step 3.

Pay your fixed interest payment (if prepaying) by the start date of your new fixed interest rate loan.

See ‘What are the fixed interest rate payment options’ below for payment options.

Fixed interest rate loans

Read the information below or download  Additional information about fixed interest rate loans (PDF 128KB) 

It is a loan where the interest rate is fixed (stays the same) for an agreed period.


Fixing the rate on your St.George Margin Loan

Read the information below or download  Fixed Interest Rate Loans - Frequently Asked Questions (PDF 215KB)

For existing customers please refer to the maturity date on your rollover letter/email. 

For new customers who haven’t previously fixed their rate or existing customers wanting to change the start date of their fixed rate loan, the deadline to fix the rate on your St.George Margin Loan is 30 June 2021.

 

 


Important information

St.George - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 is the issuer of the St.George Margin Lending Margin Loan Product Disclosure Statement (“PDS”). This information has been prepared without taking into account your personal objectives, financial situation or needs so, before acting on it, you should consider its appropriateness in regard to these factors. The PDS and other disclosure documents are relevant when deciding whether to acquire or hold this product and can be obtained by phoning 1300 304 065.