Term Deposit

Manage your Term Deposit

It’s easy to manage your Term Deposit yourself in Internet Banking.

Renew online

Special Offer

0.30 % P.A.

for 5 months


Offer available from 2nd July 2021 for a limited time only on new Term Deposits opened or renewed by existing St.George personal customers. Available on deposits from $1,000 to $2,000,000 with interest paid monthly or at maturity. Terms and conditions apply*.  

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Or

choose a
rate & term

If you’re an existing St.George customer you may be eligible for a bonus rate on top of our standard rates. In the past you may have needed to go into a branch or give us a call – now you can see any bonus rates you’re eligible for simply by logging into Internet Banking.

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Manage your Term Deposit online in minutes

Easily compare rates

At maturity, you may be eligible for a bonus rate on top of our standard rates1. 

Give instructions

You can update your maturity or renewal instructions online at any time – there’s no need to give us a call or visit a branch and you don’t need to wait for your Term Deposit to mature. Set instructions

View on the go

Keep tabs on your Term Deposit alongside your other accounts in Internet Banking and with our Mobile Banking app2.

How do I renew online?

You can update your maturity or renewal instructions online at any time – you don’t need to wait for your Term Deposit to mature.

 

 
  1. Logon to Internet Banking and select your Term Deposit
  2. You can choose to renew or close your account at maturity
  3. If you choose to renew, select the amount you want to reinvest, your preferred term and interest payment frequency. Your new interest rate will be confirmed at maturity.
  4. Confirm your changes. 

What are your options when your Term Deposit matures?

You have 14 days to decide what you'd like to do with your Term Deposit. You can choose from 3 options:

Review and renew
Simply select a new term and rate and how you want your interest paid. You may also be eligible for a bonus rate1. You can also add more funds, make a withdrawal or close your account.

Leave to renew
If you choose not to give instructions, your account will automatically renew on the same term and interest payment frequency at the standard interest rate applicable at maturity.

Withdraw or Close
You can withdraw some of your funds (down to the last $1,000) and have them paid directly into an Australian bank. Alternatively, if you wish to close your account, visit us in branch or call 13 33 30.


If you need your funds earlier (prior to maturity), you’ll need to give 31 days’ notice (except in cases of hardship). An interest rate adjustment will normally apply.

Choose rate and term

Need help sorting out Internet Banking?

Register for Internet Banking

Registering only takes a few minutes and once set up you can also use Mobile, Tablet or Phone Banking.

Register now

Forgot your password or security number?

It’s easy to reset your details online.

Reset online

Switch to Digital Mail

You can choose to have your Term Deposit correspondence sent securely to your Digital Mail box within Internet and Mobile Banking instead.

Make the switch

 

Get the St.George app

 

Download form the Google Play

 

Download from the App Store

Important information
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change. 

Term Deposits Terms and Conditions and General Information (PDF 226KB) 
Internet Banking and Phone Banking Terms and Conditions (PDF 1MB)
 

1. Special or bonus rates apply for a single term. Higher or lower rates may apply for subsequent terms.  You must provide a minimum of 31 days’ notice to access funds prior to maturity (except in cases of hardship). If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply.

2. Subject to system availability. Internet connection is required in order to access Internet Banking and the Mobile Banking App, Standard call or data charges apply.