Term Deposit

Manage your Term Deposit

It’s easy to manage your Term Deposit yourself in Internet Banking.

Renew online

Manage your Term Deposit online within minutes

Easily compare rates

At maturity, you may be eligible for a bonus rate on top of our standard rates1. Simply log into Internet Banking to find out (no need to visit a branch or give us a call).

Give instructions

During the 14 day Grace Period starting at maturity, you can choose to top up, renew or transfer funds with Internet Banking. However, to close your account, you will need to visit a branch or give us a call. 

View on the go

Keep tabs on your Term Deposit alongside your other accounts in Internet Banking and with our Mobile Banking app2.

Special Offer

0.85 % P.A.

for 7 months


Offer available for a limited time only on new Term Deposits opened or renewed by existing St.George personal customers. Available on deposits from $1,000 to $2,000,000 with interest paid monthly or at maturity. Terms and conditions apply*.

Logon to open

Or

choose a
rate & term

If you’re an existing St.George customer you may be eligible for a bonus rate on top of our standard rates. In the past you may have needed to go into a branch or give us a call – now you can see any bonus rates you’re eligible for simply by logging into Internet Banking.

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What are your options when your Term Deposit matures?

You have 14 days to decide what you’d like to do with your Term Deposit. Choose from 3 options:
Review and renew
Simply select a new term and rate and how you want your interest paid - you may also be eligible for a bonus rate1. You can also add more funds, make a withdrawal or close your account.
Leave to renew

If you choose not to give instructions, your account

will automatically roll over on the same term and

interest payment frequency at the standard interest rate applicable at maturity.

Withdraw or Close
You can withdraw some of your funds (down to the last $1,000) and have them paid directly into an Australian Bank. Alternatively, if you wish to close your account, visit us in branch or call 13 33 30.

A term deposit lets you lock away your money for a set period of time (term). If you need your funds earlier, you must give 31 days’ notice (except in cases of hardship) and an interest rate adjustment will normally apply.

How to renew online


1. Register for Internet Banking

It only takes a few minutes. Once registered you can also use Mobile, Tablet or Phone Banking.

 


2. Explore your rates and options

Logon during your 14 day grace period to explore different rates and terms.

 

Lock in your term


3. Lock in your term

When you’re ready, lock in your term online.
 

See your options


Need help sorting out Internet Banking?

Register for Internet Banking

Registering only takes a few minutes and once set up you can also use Mobile, Tablet or Phone Banking.

Forgot your password or security number?

It’s easy to reset your details online.

Switch to Digital Mail

You can choose to have your Term Deposit correspondence sent securely to your Digital Mail box within Internet and Mobile Banking instead.


Download our app


 

Download on the App Store

Download from the App store


 

Get it on Google Play

Download from Google Play

Important information
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change. 

Term Deposits Terms and Conditions and General Information (PDF 218KB) 
Internet Banking and Phone Banking Terms and Conditions (PDF 224KB)

 

1. Special or bonus rates apply for a single term. Higher or lower rates may apply for subsequent terms.  You must provide a minimum of 31 days’ notice to access funds prior to maturity (except in cases of hardship). If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply.

2. Subject to system availability. Internet connection is required in order to access Internet Banking and the Mobile Banking App, Standard call or data charges apply.