Term Deposit

Manage your Term Deposit

It’s easy to manage your Term Deposit yourself in Internet Banking.

Renew online

Special Offer

0.35 % P.A.

for 12 months


Offer available from 26th February 2021 for a limited time only on new Term Deposits opened or renewed by existing St.George personal customers. Available on deposits from $1,000 to $2,000,000 with interest paid monthly or at maturity. Terms and conditions apply*.  

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Or

choose a
rate & term

If you’re an existing St.George customer you may be eligible for a bonus rate on top of our standard rates. In the past you may have needed to go into a branch or give us a call – now you can see any bonus rates you’re eligible for simply by logging into Internet Banking.

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Manage your Term Deposit online in minutes

Get the same rate online
Skip the trip! The rates available online are the same as the rates offered in branch or over the phone.
Give instructions
During the 14 day Grace Period starting at maturity, you can choose to top up, renew or transfer funds with Internet Banking. However, to close your account, you will need to visit a branch or give us a call.
View on the go
Keep tabs on your Term Deposit alongside your other accounts in Internet Banking and with our Mobile Banking app2.

What are your options when your Term Deposit matures?

You have 14 days to decide what you'd like to do with your Term Deposit. You can choose from 3 options:

Review and renew
Simply select a new term and rate and how you want your interest paid. You may also be eligible for a bonus rate1. You can also add more funds, make a withdrawal or close your account.

Leave to renew
If you choose not to give instructions, your account will automatically renew on the same term and interest payment frequency at the standard interest rate applicable at maturity.

Withdraw or Close
You can withdraw some of your funds (down to the last $1,000) and have them paid directly into an Australian bank. Alternatively, if you wish to close your account, visit us in branch or call 13 33 30.


If you need your funds earlier (prior to maturity), you’ll need to give 31 days’ notice (except in cases of hardship). An interest rate adjustment will normally apply.

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How do I renew online at maturity?

Once it has matured you have 14 days to renew or manage your Term Deposit

 

1. Log onto Online Banking and select your Term Deposit.

 

2. If you want to make changes, select your new term and rate.

 

Lock in your term

3. Choose whether to renew or close your account and confirm your changes.


Need help sorting out Internet Banking?

Register for Internet Banking

Registering only takes a few minutes and once set up you can also use Mobile, Tablet or Phone Banking.

Forgot your password or security number?

It’s easy to reset your details online.

Switch to Digital Mail

You can choose to have your Term Deposit correspondence sent securely to your Digital Mail box within Internet and Mobile Banking instead.


Download our app


 

Download on the App Store

Download from the App StoreTM


 

Get it on Google Play

Download from Google PlayTM

Important information
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change. 

Term Deposits Terms and Conditions and General Information (PDF 218KB) 
Internet Banking and Phone Banking Terms and Conditions (PDF 327KB)

 

1. Special or bonus rates apply for a single term. Higher or lower rates may apply for subsequent terms.  You must provide a minimum of 31 days’ notice to access funds prior to maturity (except in cases of hardship). If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply.

2. Subject to system availability. Internet connection is required in order to access Internet Banking and the Mobile Banking App, Standard call or data charges apply.