Term Deposit

With a St.George Term Deposit you can invest your money safely and know exactly what your return will be.

Why a term deposit?
Offers
Rates
Features

Choose rate & term Choose rate & term

Renew online Renew online

Choose your own timeframe and enjoy the certainty of fixed rates

Your savings are secure

The Government’s Financial Claims Scheme guarantees deposits to a cap of $250,000 per account holder¹. More info.

Bonus rates

If you’re an existing St.George customer you may be eligible for a bonus rate on top of our standard rates.

Great for impulse control

Avoid the temptation to dip into your savings by locking away your savings for a fixed term.

Start small

You can open a Term Deposit with as little as $1,000.

Special Offer

0.30 % P.A.

for 5 months

Offer available from 2nd July 2021 for a limited time only on new Term Deposits opened or renewed by existing St.George personal customers. Available on deposits from $1,000 to $2,000,000 with interest paid monthly or at maturity. Terms and conditions apply*.

Logon to open

Or

choose a
rate & term

If you’re an existing St.George customer you may be eligible for a bonus rate on top of our standard rates. In the past you may have needed to go into a branch or give us a call – now you can see any bonus rates you’re eligible for simply by logging into Internet Banking.

Logon

Important information

*Rate is available for new/renewed Term Deposits from $1,000 to $2,000,000 for existing St.George personal customers only. Not available for business, corporate, institutional or government customers. Rate applies for a single term. Higher or lower rates may apply for subsequent terms. Rate is not available in conjunction with any bonus interest or other special rates offered on St.George Term Deposits. You must provide a minimum of 31 days’ notice to access funds prior to maturity (except in cases of hardship). If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply. St.George Private customers may need to contact their Relationship Manager to obtain this rate.

Any discretionary rates offered above may only be available through St.George Internet or Mobile Banking.

Manage your Term Deposit anytime, anywhere

You can update your maturity or renewal instructions online at any time – there’s no need to give us a call or visit a branch and you don’t need to wait for your Term Deposit to mature.

Renew online in minutes

You can choose to reinvest, add or withdraw money or change how your interest gets paid. You’ll also be able to see if you’re eligible for a bonus rate on top of our standard rates.

Find out more

Get the St.George app

Download form the Google Play

Download from the App Store

Featured rates

0.07% p.a. for 3 months with interest paid at maturity
0.15% p.a. for 6 months with interest paid at maturity
0.30% p.a. for 24 months with interest paid annually

Open a Term Deposit with as little as $1000. Our Term Deposits have no set up or monthly fees.
Rates available on balances between $1000 and $2000000.

View all Term Deposit Interest Rates

Did you know you can now open your Term Deposit online?

Simply logon to Internet Banking to find a rate that’s right for you. If you’re an existing St.George customer, you could also be eligible for a bonus rate on top of our standard rates.

Convenient

Save time and open where you want, when you want.

Secure

St.George guarantees your Internet Banking security with St.George Secure

Make tax time easy

Find all your documents to download in one place.

Existing customers

Find out instantly if you’re eligible for a bonus rate

New to St.George

Open in minutes

Renewing soon?

Convenient and secure online renewal

Term Deposit

Choose your own timeframe and enjoy the certainty of fixed rates