Term Deposits

Open now Open now Renew online now Renew online now

Everyday benefits

Earn a competitive interest rate
No setup or monthly fees
Flexible interest payment options
Suitable for DIY / Self Managed Super Funds

What you get

Earn a competitive interest rate

Earn % p.a. for 12 months on balances between $1,000 and $5,000,000 with interest paid at maturity¹

Earn a competitive interest rate

Earn % p.a. for 12 months on balances between $1,000 and $5,000,000 with interest paid at maturity¹

Interest is calculated daily

Can be paid at maturity, annually, half yearly or monthly

Interest is calculated daily

Can be paid at maturity, annually, half yearly or monthly

Flexible maturity options

1 month to 5 years

Flexible maturity options

1 month to 5 years

Access and manage your funds

via Online and Mobile Banking

Access and manage your funds

via Online and Mobile Banking

Interest rates

View Rates

**Interest paid at maturity. Interest rates are % per annum.**
	$1,000 to less than $5,000	$5,000 to less than $20,000	$20,000 to less than $50,000	$50,000 to less than $100,000	$100,000 to less than $250,000	$250,000 to less than $5,000,000
1 to less than 2 months
2 to less than 3 months
3 to less than 4 months
4 to less than 5 months
5 to less than 6 months
6 to less than 7 months
7 to less than 8 months
8 to less than 9 months
9 to less than 10 months
10 to less than 11 months
11 to less than 12 months
12 months

**Interest paid annually. Interest rates are % per annum.**
	$1,000 to less than $5,000	$5,000 to less than $20,000	$20,000 to less than $50,000	$50,000 to less than $100,000	$100,000 to less than $250,000	$250,000 to less than $5,000,000
24 to less than 36 months
36 to less than 48 months
48 to less than 60 months
60 months

**Interest paid half yearly. Interest rates are % per annum.**
	$1,000 to less than $5,000	$5,000 to less than $20,000	$20,000 to less than $50,000	$50,000 to less than $100,000	$100,000 to less than $250,000	$250,000 to less than $5,000,000
12 to less than 24 months
24 to less than 36 months
36 to less than 48 months
48 to less than 60 months
60 months

**Interest paid monthly. Interest rates are % per annum.**
	$1,000 to less than $5,000	$5,000 to less than $20,000	$20,000 to less than $50,000	$50,000 to less than $100,000	$100,000 to less than $250,000	$250,000 to less than $5,000,000
6 to less than 7 months
7 to less than 8 months
8 to less than 9 months
9 to less than 10 months
10 to less than 11 months
11 to less than 12 months
12 to less than 24 months
24 to less than 36 months
36 to less than 48 months
48 to less than 60 months
60 months

How to renew your term deposit

Renew online

There are 3 steps to renewing online:

Step 1

Start by logging on to Internet Banking

Step 2

Select 'Renew now' from the 'My Accounts' page

(Please note, the renew now link will only be available when your Term Deposit is in its grace period)

Step 3

Finally, choose the renewal options you would like, and confirm your details

Ready to start?

Logon to Internet Banking Logon to Internet Banking

Alternatively, renew in branch or over the phone

You can also reinvest a term deposit at any St.George branch during business hours or by calling us on 13 33 30.

Term Deposit FAQs

How can I make deposits or withdrawals?
Deposits
- Fund or reinvest in your Term Deposit at maturity using BPAY®
Withdrawals
- If you wish to withdraw funds prior to maturity, you must provide a minimum 31 days’ notice from 01/01/2015 (except in cases of hardship). Interest rate adjustments will normally apply where funds are withdrawn prior to maturity. See our Terms and Conditions for more details.
What happens once my investment matures?
How can I register or activate Internet Banking?

How to apply for a term deposit

Open now

It only takes a few minutes

Open now

It only takes a few minutes

Call 13 33 30

and say 'New Account' when prompted

Call 13 33 30

and say 'New Account' when prompted

Drop in

Find your nearest branch

Drop in

Find your nearest branch

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Important information

Information is current as at 05/11/2014.

Conditions apply.

Find out what information you need to provide to become a customer.

1. Early withdrawal may reduce returns. If you wish to withdraw funds prior to maturity, you must provide a minimum 31 days’ notice from 01/01/2015 (except in cases of hardship). Interest rate adjustments will normally apply where funds are withdrawn prior to maturity. See our Terms and Conditions and Important Information Document for more details.

If the rate applying to your term deposit is a special or standard rate and your term deposit rolls over automatically, it may be automatically re-invested at a lower rate than the initial rate (including any initial special rate).