Skip to main content Skip to accessibility page Skip to search input

Term Deposits

Term Deposit

Everyday benefits

  • Earn a competitive interest rate
  • No setup or monthly fees
  • Flexible interest payment options
  • Suitable for DIY / Self Managed Super Funds

What you get

Interest Rates

  • Interest rates

    Interest paid at maturity. Interest rates are % per annum.

    $1,000 to less than $5,000

    $5,000 to less than $20,000

    $20,000 to less than $50,000

    $50,000 to less than $100,000

    $100,000 to less than $250,000

    $250,000 to less than $5,000,000

    1 to less than 2 months


    2 to less than 3 months


    3 to less than 4 months


    4 to less than 5 months


    5 to less than 6 months


    6 to less than 7 months


    7 to less than 8 months


    8 to less than 9 months


    9 to less than 10 months


    10 to less than 11 months


    11 to less than 12 months


    12 months


    Interest paid annually.  Interest rates are % per annum.

    $1,000 to less than $5,000

    $5,000 to less than $20,000

    $20,000 to less than $50,000

    $50,000 to less than $100,000

    $100,000 to less than $250,000

    $250,000 to less than $5,000,000

    24 to less than 36 months


    36 to less than 48 months


    48 to less than 60 months


    60 months


    Interest paid half yearly.  Interest rates are % per annum.

    $1,000 to less than $5,000

    $5,000 to less than $20,000

    $20,000 to less than $50,000

    $50,000 to less than $100,000

    $100,000 to less than $250,000

    $250,000 to less than $5,000,000

    12 to less than 24 months


    24 to less than 36 months


    36 to less than 48 months


    48 to less than 60 months


    60 months


    Interest paid monthly.  Interest rates are % per annum.

    $1,000 to less than $5,000

    $5,000 to less than $20,000

    $20,000 to less than $50,000

    $50,000 to less than $100,000

    $100,000 to less than $250,000

    $250,000 to less than $5,000,000

    6 to less than 7 months


    7 to less than 8 months


    8 to less than 9 months


    9 to less than 10 months


    10 to less than 11 months


    11 to less than 12 months


    12 to less than 24 months


    24 to less than 36 months


    36 to less than 48 months


    48 to less than 60 months


    60 months


Access your Term Deposit

Deposits

Fund or reinvest in your Term Deposit at maturity using BPAY®

Withdrawals

  • If you wish to withdraw funds prior to maturity, you must provide a minimum 31 days’ notice from 01/01/2015 (except in cases of hardship). Interest rate adjustments will normally apply where funds are withdrawn prior to maturity. See our Terms and Conditions and Important Information Document for more details.

Three easy options when your investment matures

To reinvest a Term Deposit via Internet Banking please follow these steps:

  1. Logon to Internet Banking
  2. From the 'My Accounts' page select the 'Renew now' link. (Please note, the renew now link will only be available when your Term Deposit is in its grace period)
  3. Choose renewal options and complete the online form
  4. You will be presented with a confirmation screen to ensure that all the information provided is correct and accurate.

You can also reinvest a term deposit at any St.George branch during business hours or by calling us on 13 33 30.

How to apply?

Important information

Information is current as at 05/11/2014

Conditions apply.

1. Early withdrawal may reduce returns. If you wish to withdraw funds prior to maturity, you must provide a minimum 31 days’ notice from 01/01/2015 (except in cases of hardship). Interest rate adjustments will normally apply where funds are withdrawn prior to maturity. See our Terms and Conditions and Important Information Document for more details.

If the rate applying to your term deposit is a special or standard rate and your term deposit rolls over automatically, it may be automatically re-invested at a lower rate than the initial rate (including any initial special rate).

More on Term Deposits

St.George Term Deposits are covered by the Australian Government Deposit Guarantee, capped at $250,000 per Westpac account holder.

Rates exclude corporate, institutional and government customers. Minimum balance of $1,000, maximum balance of $5,000,000.

Before making a decision, it’s best to read the terms and conditions and important information document.

You can request a paper copy at a branch or by post.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it’s right for you.

BPAY® Registered to BPAY Pty Ltd ABN 89 079 137 518