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Savings & Transaction offers


5.35 % P.A.

Total
variable rate

The total introductory rate of 5.35% p.a. for the first 6 months is a combination of an introductory fixed interest rate of 3.65% p.a. and an online bonus rate of 0.45% p.a. on top of the standard variable rate, currently 1.25% p.a.

Open now

$50

cashback on
your new account

Open a new Complete Freedom account with an eligible savings account by 30th September 2026.

Spend $50 or more within 15 days, and we’ll drop $50 straight into your savings.

T&Cs apply.#

The simple way to earn interest on a savings account

Intro Fixed Rate
6 month intro fixed rate for new customers
Freedom
to access your savings
Earn
interest on every dollar when you maintain a positive balance

Fees and charges

  • $0.00 Account-Keeping Fee
  • $0.00  Staff assisted (branch and telephone)

You could get a minimum 10% electricity saving with One Click Switch

Compare and switch your electricity plan through One Click Switch between 18 June 2026 and 31 May 2028. Savings are calculated using your existing electricity usage from the past 12 months via Consumer Data Right (CDR). If your saving is less than 10%, the difference will be paid as a digital gift card, up to $500. Customers 18 years or older. T&Cs apply+. Must already hold a St.George debit card or credit card to be eligible.

Calculate what you could earn on your savings

Estimate how much you’ll need to put away each month for the things you want, from your starting balance to how long it may take you to reach your goal.


Go to Savings Calculator

Features

Easy access
Unlimited online access to your savings with a linked transaction account.
Uncapped saving
Interest is calculated on the total balance of your Maxi Saver with no limit on deposit amounts.
Government guarantee
The Financial Claims Scheme guarantees deposits to a cap of $250,000 per account-holder.
Quick Balance
Know exactly how much money you have on hand, at a glance at your smartphone or watch.

In detail

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. Fees and charges apply and may change.

How to open an account

1.
Read both the terms and conditions, and fees above
2.
Give yourself a few minutes
3.
Have your contact details handy
4.
Have your Tax File Number (TFN) ready
Important information

 
+ The BeMoved Promotion Terms and Conditions

This promotion runs from 1 June 2026 to 31 May 2028. 

Eligibility criteria:

To be eligible for the BeMoved Promotion, you must meet all of the following criteria, you must:

  • Be an active St.George Bank customer, holding either:
    • a St.George Bank Transaction Account, or
    • a St.George Bank Credit Card
  • Be 18 years or older
  • Be the primary account holder for a residential electricity account
  • Have been with your current electricity provider at the same supply address for at least 12 months + 1 day prior to comparison
  • Have an estimated annual electricity bill of less than $5,000 AUD
  • Have no registered life support equipment at the supply address
  • Be located in NSW, VIC, SA, ACT, TAS, or South East QLD
  • Successfully connect your electricity usage data via Consumer Data Right (CDR)
  • Access One Click Switch through the St.George Bank designated partner link or portal

Business accounts are not eligible. Bill uploads, manual data entry or quick estimates are not eligible for this offer.

Offer details

One Click Switch offer a minimum 10% saving on your estimated annual electricity costs when you compare and switch

Savings are calculated using your actual electricity usage data from the past 12 months, accessed via CDR

Savings are based on a comparison between:

your current electricity plan, and

the cheapest eligible plan available on the One Click Switch platform at the time of comparison

If the saving identified is less than 10%, a digital gift card will be issued to cover the difference, up to a maximum value of $500 AUD

If you choose to switch to a plan that is not the cheapest available plan, the saving (or payment) will still be calculated against the cheapest eligible plan

Things you should know

Savings are calculated at the time of comparison and are not affected by future price changes from your current or new provider

Temporary credits, rebates, concessions or one‑off bill adjustments are excluded from savings calculations

You must not cancel your switch, move premises, or change plans within 75 days of your electricity switch being completed

The switch must be successfully completed and accepted by the new provider (including ID and credit checks)

Any eligible gift card will be issued within 75 days of your switch submission being reconciled

Gift cards are issued via Prezzee and are not redeemable for cash

If CDR data is unavailable, incomplete, or prevents an accurate calculation (including certain tariffs or data errors), the offer will not apply

Only one claim per household or supply address per calendar year applies

This service is free to use; standard electricity plan charges and any applicable St.George Bank account fees may apply

One Click Switch may verify eligibility and reserves the right to refuse payment where misuse or data manipulation is suspected.

St.George Bank and One Click Switch may change or withdraw this offer at any time.
 Eligible switches already submitted before withdrawal will be honoured in accordance with these terms.