Amplify Frequent Flyer Credit Card

Why?
Features
Special offers
Rates & key fees
Details

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Why Amplify with Qantas Points?

Spend on your card and earn points to redeem with Qantas

$79

$0 annual card fee in the first year ($79 in subsequent years).^{^}

0.5 points/$

on all eligible purchases, uncapped^.1

19.49% p.a.

variable interest rate on purchases.

Features

Qantas Points

To redeem for flights and upgrades with Qantas or one of 35 partner airlines, and more than 3,000 products, experiences and vouchers from the Qantas Store.²

Double points

On purchases with Qantas Frequent Flyer Program partners – once with your card and once with the program partner. ¹

Up to 55 days

Interest free when you pay the closing balance by the statement due date each month. Note: interest free days don't apply to balance transfers.

An extra card

For an additional cardholder aged 16 or over at no extra cost, provided the account isn't a joint account. Additional card transactions are the responsibility of the primary account holder.

Special Offers

3 % P.A.

for
36 months
on balance transfers^#

Rate then switches to the variable cash advance rate.

$0

annual
card fee
for the first year^{^}

Usually $79. Only available on new cards.

What else do I need to know?

#Balance Transfer promotion: Available when you apply for a new Vertigo, Vertigo Platinum, No Annual Fee or Amplify credit card by 26th September 2018, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 1% (0% for Vertigo card) of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account (excluding Amplify balance transfers). The applicable variable cash advance rate will apply to balance(s) transferred but left unpaid at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.

^$0 annual card fee promotion: The first year annual card fee waiver is available when you apply for a new Amplify credit card between 19th April 2018 and 26th September 2018, and make your first purchase within 12 months of card approval. The first annual card fee will be debited on the 12 month anniversary of the first transaction on your account and annually thereafter.

Rates

19.49% p.a. variable interest rate on purchases
20.24% p.a. variable cash advance interest rate
2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)
3% of the Australian dollar value for transactions with merchants based overseas

Key fees

$79.00 Annual card fee
$15.00 Fee applied for each late or missed payment
$9.00 For each dishonour of a payment under the automatic payment plan
$15.00 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)

Complimentary services

Linking to St.George bank account
24/7 fraud monitoring
Phone and Internet Banking
Automatic repayment plan
SMS and email alerts
Visa payWave contactless payments for transactions under $100

How to apply for a credit card

You apply online in 10 minutes.

We review your application and may ask for supporting documents.

If approved, you'll receive all the information you need to activate and make the most of your new card.

The Detail

Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.

Credit Card Conditions of Use

All you need to know about our cards.

Credit Card Accounts Fees and Charges

A complete list of card-related costs.

Rewards Terms and Conditions

All you need to know about rewards.

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Amplify Platinum

A rewards card
with extras

Amplify Signature

Lounge passes,
insurance and more

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Important information

Conditions, fees and credit criteria apply.

This card is issued as a Visa card.

Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

1. Earn Qantas Points as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 1010KB). Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but for a limited time St.George has arranged for this to be waived for new Amplify cardholders who are not already members and who choose to link their card to Amplify Qantas (limit of one complimentary membership per new account). For more information on the Qantas Frequent Flyer program visit qantas.com/frequentflyer or call 13 11 31.

2. Classic Award flights on Qantas and 35 partner airlines. Additional charges and taxes payable with Qantas Points or money on Classic Award flights at the time of booking. The number of Qantas & Partner Classic Award seats available varies and depends on the flight date, season and destination. Some flights may not have any Classic Award seats available. The seats made available for Classic Awards on Qantas flights may also be obtained through the Qantas Any Seat Award booking process (although Qantas Points required are usually higher, and include surcharges, fees and taxes). Different conditions apply to Any Seat Awards. Members can still choose to obtain those seats as Classic Awards in a separate booking.

Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ number. As long as there is a seat available for sale, you can book a Qantas or Jetstar Any Seat Award. The points required for these seats are variable and are only valid when quoted. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem on Any Seat Award through Qantas Frequent Flyer. Not all special promotional fares are available as Any Seat Awards.

Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See https://www.qantasstore.com.au for details.

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