Why Amplify with Qantas Points?
Spend on your card and earn points to redeem with Qantas
Easy, secure and a fast way to pay with Apple Pay
Enjoy all the benefits of your eligible St.George Visa card using Apple Pay. It’s the easy, secure, and fast way to pay. Learn more
Features
Rates
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19.74% p.a. variable interest rate on purchases
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21.49% p.a. variable cash advance interest rate
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2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)
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3% of the Australian dollar value for transactions with merchants based overseas
Key fees
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$79.00 Annual card fee
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$15.00 Fee applied for each late or missed payment
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$9.00 For each dishonour of a payment under the automatic payment plan
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$0 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)
Complimentary services
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24/7 fraud monitoring
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Phone and Internet Banking
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Automatic repayment plan
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SMS and email alerts
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Visa payWave contactless payments for transactions under $200^
Before you apply
To improve the likelihood your application is approved and in a timely manner, please read this section carefully before applying.
- You’re aged 18 or over
- You’re an Australian citizen or have a permanent residency visa
- You have a regular, verifiable income
- You have a residential address in Australia.
The Detail
Important information
New simplified Credit Card Terms and Conditions and Amplify Terms and Conditions will take effect from 2nd November 2020. See notice of changes (PDF 42KB) for more details.
Conditions, fees and credit criteria apply. This card is issued as a Visa card.
Before making a decision read the Terms and Conditions and consider if the product is right for you.
Switches, upgrades, or Westpac Group staff are ineligible.
This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.
^As at 7 April 2020, the contactless transaction limit has been temporarily increased from $100 to $200. This is a temporary increase that is progressively being rolled out and will be only available on certain St.George cards and payment terminals at certain retailers. Customers are encouraged to follow the prompts at each terminal to determine whether a PIN is required. This increase to the contactless limit is part of an industry-wide response to help reduce the spread of COVID-19.
1. Earn Qantas Points as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 1010KB). Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but for a limited time St.George has arranged for this to be waived for new Amplify cardholders who are not already members and who choose to link their card to Amplify Qantas (limit of one complimentary membership per new account). For more information on the Qantas Frequent Flyer program visit qantas.com/frequentflyer or call 13 11 31.
2. Classic Award flights on Qantas and 35 partner airlines. Additional charges and taxes payable with Qantas Points or money on Classic Award flights at the time of booking. The number of Qantas & Partner Classic Award seats available varies and depends on the flight date, season and destination. Some flights may not have any Classic Award seats available. The seats made available for Classic Awards on Qantas flights may also be obtained through the Qantas Any Seat Award booking process (although Qantas Points required are usually higher, and include surcharges, fees and taxes). Different conditions apply to Any Seat Awards. Members can still choose to obtain those seats as Classic Awards in a separate booking.
Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ number. As long as there is a seat available for sale, you can book a Qantas or Jetstar Any Seat Award. The points required for these seats are variable and are only valid when quoted. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem on Any Seat Award through Qantas Frequent Flyer. Not all special promotional fares are available as Any Seat Awards.
Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See https://www.qantasstore.com.au for details.
3. An additional card can be issued on the primary cardholders’ credit card account to any nominated person over the age of 16 years provided the account is not a joint account. All transactions using an additional card will be the responsibility of the primary cardholder. All Amplify Points remain the benefit of the primary cardholder.
Read the Apple Pay Terms and Conditions (PDF 53KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.