Frequent Flyer Cards

Amplify

Reward yourself

Apply now

Why Amplify with Qantas Points?

Spend on your card and earn points to redeem with Qantas

$79
annual card fee
0.5 points/$
on all eligible purchases, uncapped.1
19.74% p.a.
variable interest rate on purchases.

Would you prefer points to use for shopping and other frequent flyer programs? Compare with Amplify Rewards.

Easy, secure and a fast way to pay with Apple Pay

Enjoy all the benefits of your eligible St.George Visa card using Apple Pay. It’s the easy, secure, and fast way to pay. Learn more

Features

Qantas Points
To redeem for flights and upgrades with Qantas or one of 35 partner airlines, and more than 3,000 products, experiences and vouchers from the Qantas Store.2
Extra points
On purchases with Qantas Frequent Flyer Program partners – once with your card and once with the program partner. 1
Up to 55 days
Interest free on purchases when you pay the Closing Balance (or the Monthly Payment Balance with a balance transfer) on time.
An extra card
For an additional cardholder aged 16 or over at no extra cost, provided the account isn't a joint account.3 Additional card transactions are the responsibility of the primary account holder.

Rates

  • 19.74% p.a. variable interest rate on purchases
  • 21.49% p.a. variable cash advance interest rate
  • 2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction)
  • 3% of the Australian dollar value for transactions with merchants based overseas

Key fees

  • $79.00 Annual card fee
  • $15.00 Fee applied for each late or missed payment
  • $9.00 For each dishonour of a payment under the Autopay automatic payment arrangement
  • $0 Card Replacement Fee (courier costs may apply)

Complimentary services

  • 24/7 fraud monitoring
  • Phone and Internet Banking
  • Autopay
  • SMS and email alerts
  • Visa payWave contactless payments for transactions under $200^

Fees and rates are subject to change. Read our credit card key facts sheet.

Before you apply

To improve the likelihood your application is approved and in a timely manner, please read this section carefully before applying.

Please note that we cannot process new credit applications while a COVID-19 relief package is applied to your account. If you wish to proceed with an application, you will first have to request a withdrawal from the package through Internet Banking or call us on 13 33 30. For more information please visit our COVID-19 customer support webpage.

  • You’re aged 18 or over
  • You’re an Australian citizen or have a permanent residency visa
  • You have a regular, verifiable income
  • You have a residential address in Australia.
Apply now

The Detail

Before making a decision, please read these documents to ensure you're aware of all fees, charges and interest rates.
Credit Card Terms and Conditions
All you need to know about our cards.
Credit Card Accounts Fees and Charges
A complete list of card-related costs.
Amplify Terms and Conditions
All you need to know about rewards.

Not right? Try these

Amplify Platinum

A rewards card
with extras

Amplify Signature

Lounge passes,
insurance and more

View all cards
Important information

Key Facts Sheet

Credit Card Terms and Conditions (PDF 292KB)

Amplify Terms and Conditions (PDF 167KB)

Credit Card Accounts Fees and Charges (PDF 555KB)

Conditions, fees and credit criteria apply. This card is issued as a Visa card.

Before making a decision read the Terms and Conditions and consider if the product is right for you. 

Switches, upgrades, or Westpac Group staff are ineligible.

This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

^As at 7 April 2020, the contactless transaction limit has been temporarily increased from $100 to $200. This is a temporary increase that is progressively being rolled out and will be only available on certain St.George cards and payment terminals at certain retailers. Customers are encouraged to follow the prompts at each terminal to determine whether a PIN is required. This increase to the contactless limit is part of an industry-wide response to help reduce the spread of COVID-19. 

1.  Earn Qantas Points as set out in the  Amplify Terms and Conditions (PDF 167KB). Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but for a limited time St.George has arranged for this to be waived for new Amplify cardholders who are not already members and who choose to link their card to Amplify Qantas (limit of one complimentary membership per new account). For more information on the Qantas Frequent Flyer program visit  qantas.com/frequentflyer or call  13 11 31.

2. Classic Award flights on Qantas and 35 partner airlines. Additional charges and taxes payable with Qantas Points or money on Classic Award flights at the time of booking. The number of Qantas & Partner Classic Award seats available varies and depends on the flight date, season and destination. Some flights may not have any Classic Award seats available. The seats made available for Classic Awards on Qantas flights may also be obtained through the Qantas Any Seat Award booking process (although Qantas Points required are usually higher, and include surcharges, fees and taxes). Different conditions apply to Any Seat Awards. Members can still choose to obtain those seats as Classic Awards in a separate booking.

Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ number. As long as there is a seat available for sale, you can book a Qantas or Jetstar Any Seat Award. The points required for these seats are variable and are only valid when quoted. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem on Any Seat Award through Qantas Frequent Flyer. Not all special promotional fares are available as Any Seat Awards.

Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See https://www.qantasstore.com.au for details.

3. An additional card can be issued on the primary cardholders’ credit card account to any nominated person over the age of 16 years provided the account is not a joint account. All transactions using an additional card will be the responsibility of the primary cardholder. All Amplify Points remain the benefit of the primary cardholder.

Read the Apple Pay Terms and Conditions (PDF 85KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.