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How do I activate my St.George debit or credit card?

Whether you're a personal or business St.George customer, follow the 4 steps below to activate your new card:

Using Internet Banking

  • Sign in to Internet Banking using your card/access number, security number and password
  • Select Manage my accounts
  • Select Activate new card
  • Enter the card number and then select Continue


Using Mobile Banking

  • Sign in to our app
  • Select Services
  • Select Activate a card from the My Cards menu
  • Enter the card number and then select Activate card


Activating a business debit or credit card? 

If you're a Business Banking Online customer and you don't have access to personal Internet and Mobile Banking, please call 1300 307 080 to activate your card.

Or if you have an account in your personal name and are happy to access it online, simply register for online banking then activate your card following the steps above.

Card features

Card Lock

Misplaced your card? Temporarily lock your card for up to 15 days while you look for it.

Fraud Protection

Feel confident using our cards, with 24/7 fraud monitoringSecure Online Shopping Service, and the St.George Fraud Money Back Guarantee1.

Cardless cash

Need cash but don't have your card? Withdraw from any St.George/ Bank of Melbourne/ BankSA or Westpac ATM using the app.


Not registered for Internet and Mobile Banking?

Download the St.George Mobile Banking App or register with Internet Banking and explore all the features and benefits today. Register now.


Easy, secure and a fast way to pay with Apple Pay

Enjoy all the benefits of your eligible St.George Visa card using Apple Pay. It’s the easy, secure, and fast way to pay.

Learn more

Important information

Read the Apple Pay Terms and Conditions (PDF 46KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Read the Visa Debit Terms and Conditions (PDF 876KB), including for fees and charges that may apply, before making a decision and consider if it is right for you.

Read the Business Debit Cards Terms and Conditions (PDF 1MB), including for fees and charges that may apply, before making a decision and consider if it is right for you.

Fraud Money Bank Guarantee: Our St.George Fraud Money Back Guarantee ensures that customers will be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted St.George promptly. Refer to the  Credit Card Terms and Conditions (PDF 958KB) for full details, including when a customer will be liable.