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Rewards credit cards

Choose from two great rewards programs – Amplify Rewards or Amplify Qantas
Amplify Credit Card

Special offers

  • 0% p.a. for 18 months on balance transfers requested at card application. 2% balance transfer fee applies. Variable cash advance rate applies after the promotional period.#


Amplify Platinum Card

Special offers

  • Earn up to 60,000 bonus Qantas or Amplify points - 40,000 points when you spend $3,000 on a new card within 90 days of card approval, plus 20,000 points after 12 months. Exclusions apply.*

Essentials

  • Your choice of rewards programs, with Platinum extras
  • All the benefits of Amplify plus:
    • A range of complimentary insurance covers - including overseas travel insurance and extended warranty on purchases as set out in the policy1
    • 24/7 Visa Concierge service4
  • All for a low annual card fee of $99.


Amplify Signature Card

Special offers

  • Earn up to 90,000 bonus Qantas or Amplify points - 60,000 points when you spend $3,000 on a new card within 90 days of card approval, plus 30,000 points after 12 months. Exclusions apply.*

Essentials

  • Reward yourself with our highest earn rate card, uncapped
  • All the benefits of Amplify Platinum plus:
    • Our highest points earn rate, uncapped
    • A birthday bonus - 10% of points earned in past 12 months5
    • Two complimentary airport lounge passes per year upon enrolment6
  • And more…all for a competitive annual card fee of $279.



The Detail

Conditions, fees and credit criteria apply.

View the terms and conditions:

Please read these documents and keep a copy. You can request a paper copy at a branch.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 33 30

Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

#Balance Transfer promotion:
Available when you apply for a new Vertigo, Vertigo Platinum, No Annual Fee or Amplify credit card during 21st September 2017 and 22nd November 2017 and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period. Activating your card triggers the processing of the balance transfer. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.
A balance transfer fee of 2% of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account.

*Bonus points promotion:
Available when you apply for a new Amplify Signature card between 21st September 2017 and 22nd November 2017 you will receive:

  1. 60,000 points when you spend a minimum of $3,000 within 90 days of card approval on eligible purchases. Points will be credited to your account within 12 weeks of eligible spend criteria being met; and
  2. 30,000 points to be credited to your account within 6 weeks of your 12 month anniversary.

Available when you apply for a new Amplify Platinum card between 21st September 2017 and 22nd November 2017 you will receive:

  1. 40,000 points when you spend a minimum of $3,000 within 90 days of card approval on eligible purchases. Points will be credited to your account within 12 weeks of eligible spend criteria being met; and
  2. 20,000 points to be credited to your account within 6 weeks of your 12 month anniversary.

Eligible purchases do not include BPAY, fees, cash, cash equivalent transactions, refunds and balance transfers debited from the card account. Existing St. George/BankSA/Bank of Melbourne customers who currently hold an Amplify Platinum or Amplify Signature card, or who have held one in the last 12 months, are not eligible for this offer.

1. QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions, of the group policy, are set out in the Credit Card Complimentary Insurance Terms and Conditions, which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by calling 13 33 30 or download the Credit Card Complimentary Insurance Terms and Conditions (for claim events prior to 1 October 2017).

AWP Australia Pty Ltd, ABN 52 097 227 177, AFSL 245631, of 74 High Street, Toowong, QLD 4066 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac), of 275 Kent Street, Sydney, NSW 2000 which allows eligible St.George account holders and cardholders to claim under it as third party beneficiaries. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Terms and Conditions which may be amended from time to time. Westpac does not guarantee the insurance. You can get a copy of the policy booklet by downloading the Credit Card Complimentary Insurance Terms and Conditions (effective 1 October 2017).

4. Visa Platinum/ Visa Signature Concierge ("Concierge") is serviced by a third party supplier. By accessing or using the Concierge, or attempting to do so, you are deemed to have understood and agreed to the terms of usage. For details and terms of usage, call 1300 859 100.

5. Birthday bonus is calculated over a period of 12 months, on the number of Amplify Points or Qantas Points (excluding bonus points) as applicable, earned on Amplify Signature Card purchases from the day of the Account Owner’s birthday to the day prior to the Account Owner’s birthday, other than the first Birthday bonus which will be calculated from the day of Card approval to the day prior to the Account Owner’s birthday. The Amplify Signature Card Account Owner will receive ten percent of the points earned during the Birthday bonus calculation period which will be credited to the Amplify Rewards or Qantas Frequent Flyer Membership Account as applicable, within 4 weeks of the Account Owner’s birthday. For Joint accounts the first listed Account Owner’s birthday is used for the calculation. The Birthday bonus can be accessed by all Account Owners.

6. Amplify Rewards and Amplify Qantas each offer airport lounge passes. Cardholders are only eligible for lounge passes offered for their selected rewards program and conditions apply. Lounge passes are subject to expiry. Priority Pass is offered to Amplify Rewards Cardholders, who must enrol via stgeorge.com.au/amplifysignature. For full details visit prioritypass.com/Conditions-of-use.cfm. Qantas Club Lounge Invitations is offered to Qantas Rewards Cardholders who must enrol via stgeorge.com.au/amplifysignature. Access and use is subject to Qantas Club Rules. For full terms and conditions visit qantas.com/qantasclub and some exclusions apply.