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Conditions, fees and credit criteria apply.

Before making a decision, it's best to read the terms and conditions.

Credit Card Conditions of Use (PDF 846KB)

Credit Card Accounts Fees and Charges (PDF 144KB)

Amplify Rewards Terms and Conditions and Amplify Qantas Terms and Conditions (PDF 1010KB)

Credit Card Complimentary Insurance Terms and Conditions   (PDF 278KB)

Please read these documents and keep a copy. You can request a paper copy at a branch.

This card is issued as a Visa card.

Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

~Purchase Rate Promotion: Available when you apply and are approved for new Amplify card between 27th September 2018 and 23rd January 2019. The promotional purchase rate will only apply for the promotional period from the date your account is approved. At the end of the promotional period the standard purchase rate will be applied to any unpaid purchase amounts. Purchases, cash advances, balance transfers and special promotions made other than with this offer are charged at the applicable interest rates.

^First Year Fee Waiver: The first year fee waiver promotion is available when you apply for a new Vertigo Platinum or Amplify Platinum Rewards credit card between
27th September 2018 and 23rd January 2019. The first annual card fee at the special promotional rate
will be debited to your card account on your first transaction and the full annual card fee will be debited annually thereafter.

*Bonus points promotion: The respective bonus points promotions are available when you apply and are approved for a new Amplify Platinum or Amplify Signature credit card between 27th September 2018 and 23rd January 2019, and spend the minimum amount of $4,000 on eligible purchases on an Amplify Signature credit card or $2,000 on eligible purchases on an Amplify Platinum credit card within 90 days from card approval. Eligible purchases do not include BPAY or BPAY equivalent transactions, fees, cash, cash equivalent transactions, refunds, balance transfers debited from the card account, government fees and ATO payments. Existing customers who currently hold a Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer. The bonus points will be credited to your points balance within 12 weeks after the eligible spend criteria is met.

**Discounted First Year Fee: The discounted first year annual card fee promotion is available when you apply for a new Amplify Signature credit card between 27th September 2018 and 23rd January 2019. The first annual card fee at the reduced rate will be debited from your card account on your first transaction and the full annual card fee, will be debited annually thereafter. Credit criteria, fees and charges apply.1.  Earn Amplify points as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 143KB) (PDF 1010KB). Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but for a limited time St.George has arranged for this to be waived for new Amplify cardholders who are not already members and who choose to link their card to Amplify Qantas (limit of one complimentary membership per new account). For more information on the Qantas Frequent Flyer program visit qantas.com/frequentflyer or call 13 11 31.

Note: Amplify Rewards and Amplify Qantas are separate rewards programs that each offer airport lounge passes. Cardholders are only eligible for lounge passes offered for their selected rewards program and conditions apply. Lounge passes are subject to expiry. Priority Pass is offered to Amplify Rewards Cardholders, who must enrol via stgeorge.com.au/amplifysignature. For full details visit prioritypass.com/Conditions-of-use.cfm. Qantas Club Lounge Invitations is offered to Qantas Rewards Cardholders who must enrol via stgeorge.com.au/amplifysignature. Access and use is subject to Qantas Club Rules. For full terms and conditions visit qantas.com/qantasclub and some exclusions apply.