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Amplify Card

Reward yourself with more choice.
Amplify Credit Card

Special offers

  • 0% p.a. for 18 months on balance transfers requested at card application. 2% balance transfer fee applies. Variable cash advance rate applies after the promotional period.#


  • Reward yourself with more choice
  • Choose between two great rewards programs - Amplify Rewards or Amplify Qantas
  • $79 annual card fee.
More Choice
  • Choose between two great rewards programs - Amplify Rewards or Amplify Qantas
  • Earn 1 Amplify Point or 0.5 Qantas Points per $1 spent on eligible transactions, uncapped.
More Advantages
  • Save the joining fee with complimentary Qantas Frequent Flyer membership (if you're not already a member) for a limited time when you link your card to Amplify Qantas3
  • Get an extra card for an additional cardholder at no extra cost5
  • Up to 55 interest free days on purchases when you pay the closing balance in full by the statement due date
  • Minimum credit limit of $500
  • Visa payWave contactless payments for transactions under $100.
Rewards Link your card to Amplify Rewards Link your card to Amplify Qantas
Points earned on purchases $1 = 1 Amplify Point2 $1 = 0.5 Qantas Points4
Earning bonus points


Earn Qantas Points twice with Qantas Frequent Flyer Program partners – once on your Amplify Platinum Card and again with the program partner4.

Redeeming your points Redeem Amplify Points2 for:
  • Rewards from a wide range of categories including appliances, gift cards, charitable donations, entertainment expenses and more
  • Domestic and international flights on a variety of major airlines, as well as accommodation, holiday packages and car hire through Amplify Travel3
  • Airline points or miles through Virgin Australia’s Velocity program, Malaysia Airlines’ Enrich program and Singapore Airlines’ KrisFlyer program7.
Redeem Qantas Points redeem for:
  • Classic Award flights on Qantas and 35 partner airlines8
  • Qantas and Jetstar Any Seat Award flights9
  • Flight Upgrade Awards on eligible Qantas flights when available
  • Over 3,000 products, experiences and vouchers from the online Qantas Store10.
Interest Rate - Variable
  • 19.49% p.a. on purchases.
  • 20.24% p.a. on cash advances.
  • Annual card fee $79 annual card fee
    Cash Advance Fee 2% of each cash advance amount and all transfers (including, without limitation, transfers by Internet Banking or Phone Banking), from your credit card account with a minimum of $2.50.
    Late Payment Fee $15 applied for each late or missed payment.
    Card Replacement Fees
    • $15 per card within Australia
    • $52.50 per card outside of Australia
    • $45 per Emergency/Urgent Replacement Card.
    Over-limit Fee If your card account was opened before 4 June 2012, $15.00 applied once per statement period if a transaction is made for an amount exceeding the available credit at the date the transaction is debited to your credit card account.
    Automatic Payment Dishonour Fee $9 applied for each payment dishonoured made under the automatic payment plan.
    Statement Copy Fee
    • $4.50 for requests via Phone Banking or Internet Banking
    • $7.50 for all other requests.
    Foreign Transaction Fee

    A 3% Foreign transaction fee is payable as a percentage of the Australian dollar value of any Foreign transaction.

    Foreign transaction is any transaction made using the Card:

    • in a currency other than Australian dollars; or
    • in Australian dollars or any other currency with a merchant located outside Australia; or
    • in Australian dollars or any other currency that is processed by an entity located outside Australia.
    Note: It may not always be clear to you that the Merchant or entity processing the transaction is located outside Australia.
    Other fees and charges Credit cards fees and charges.
    Apply online Apply now
    Call us 13 33 30
    Visit a Branch Find your nearest branch
    What you'll need Find out what information you need to provide to become a customer

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    Important information

    This card is issued as a Visa card.

    Conditions, fees and credit criteria apply.

    View the terms and conditions

    The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. 

    Switches, upgrades, or customers accessing employee benefits are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion.

    #Balance Transfer promotion:
    Available when you apply for a new Vertigo, Vertigo Platinum, No Annual Fee or Amplify credit card during 21st September 2017 and 22nd November 2017 and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 95% of your approved available credit limit) for the promotional period. Activating your card triggers the processing of the balance transfer. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days do not apply to credit cards with balance transfers.
    A balance transfer fee of 2% of the transferred balance(s) will be charged to the account on the same day the balance(s) are debited to the account.

    2. Earn Amplify Points through the use of an Amplify Card as set out in the Amplify Rewards Terms and Conditions. Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify Points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to

    3. Amplify Travel gives you access to most major domestic and international airlines within and from Australia and their connecting partner airlines. As with booking through a travel agent, in certain circumstances seats may not be available on the airline or flight of your choice at the time you wish to travel. Terms and conditions apply. For further details call Amplify Travel on 1300 489 586. Amplify Travel is operated by Pinpoint Travel Group Pty. Ltd. Licence No. 2TA 002974. Amplify Travel charges a credit card usage fee.

    4. Earn Qantas Points as set out in the Amplify Qantas Terms and Conditions. Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but for a limited time St George has arranged for this to be waived for new Amplify cardholders who are not already members and who choose to link their card to Amplify Qantas (limit of one complimentary membership per new account). For more information on the Qantas Frequent Flyer program visit or call 13 11 31.

    5. An additional card can be issued on the primary cardholder’s credit card account to any nominated person 16 or older provided the account is not a joint account. All transactions using the additional card will be the responsibility of the primary cardholder.

    7. You must be a member of the relevant airline points or miles program to redeem Amplify Points for airline points or miles. To redeem, at least 3,000 Amplify Points are needed with additional increments in multiples of 500 Amplify Points at a time for airline points or miles. Award flights are subject to capacity controls and availability is limited. The terms and conditions of the relevant airline points or miles program apply.

    8. Classic Award flights on Qantas and 35 partner airlines. Additional charges and taxes payable with Qantas Points or money on Classic Award flights at the time of booking. The number of Qantas & Partner Classic Award seats available varies and depends on the flight date, season and destination. Some flights may not have any Classic Award seats available. The seats made available for Classic Awards on Qantas flights may also be obtained through the Qantas Any Seat Award booking process (although Qantas Points required are usually higher, and include surcharges, fees and taxes). Different conditions apply to Any Seat Awards. Members can still choose to obtain those seats as Classic Awards in a separate booking.

    9. Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ number. As long as there is a seat available for sale, you can book a Qantas or Jetstar Any Seat Award. The points required for these seats are variable and are only valid when quoted. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem on Any Seat Award through Qantas Frequent Flyer. Not all special promotional fares are available as Any Seat Awards.

    10. Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See for details.