Why Amplify with everyday rewards?
Spend on your card and earn points to redeem for gift cards, merchandise and travel
3 % P.A.
on balance transfers#
Rate then switches to the variable cash advance rate.
for the first year*
Usually $79. Only available on new cards.
19.49% p.a. variable interest rate on purchases
20.24% p.a. variable cash advance interest rate
2% of each cash advance amount
3% of the Australian dollar value for transactions with merchants based overseas
$79.00 Annual card fee
$15.00 Fee applied for each late payment or missed payment
$9.00 For each dishonour of a payment under the automatic payment plan
$15.00 Card replacement fee within Australia ($52.50 outside Australia; $45 emergency replacement fee)
Linking to St.George bank account
24/7 fraud monitoring
Phone and Internet Banking
Automatic repayment plan
SMS and email alerts
Visa payWave contactless payments for transactions under $100
How to apply for a credit card
Conditions, fees and credit criteria apply.
This card is issued as a Visa card.
Offers are not available in conjunction with any special offers that are not listed on www.bankofmelbourne.com.au. Switches, upgrades, customers accessing employee benefits or existing packaged cards are ineligible.
1. Earn Amplify Points through the use of an Amplify, Amplify Platinum or Amplify Signature card as set out in the . Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.stgeorge.com.au.
2. Amplify Travel gives you access to most major domestic and international airlines within and from Australia and their connecting partner airlines. As with booking through a travel agent, in certain circumstances seats may not be available on the airline or flight of your choice at the time you wish to travel. Terms and conditions apply. For further details call Amplify Travel on 1300 489 586.
3. Set up Velocity Auto-Redemption via amplify.stgeorge.com.au or by calling 1300 600 266. Once set up, each month your entire St.George Amplify Points balance will be transferred to your nominated Velocity Frequent Flyer Account on your credit card statement cycle date. A minimum of 2 Amplify Points is required before points can be transferred. Receive 1 Velocity Point for every 2 Amplify Points. You must be a Velocity member to redeem Amplify Points for Velocity Points and your name, as it appears on your Velocity Account, must match the primary cardholder's name on your Amplify Rewards account. For joint cardholders, the name of the Velocity member must match the first listed Account Owner's name. Please allow 3 business days for the processing of the transfers. You will not receive points if your card account is in arrears for 2 consecutive statement cycles and in other circumstances. Once Amplify Points have been redeemed for Velocity Points, they are governed by the Velocity Membership Terms and Conditions and cannot be reversed. Velocity membership and the earn and redemption of Velocity Points is subject to the Member Terms and Conditions, available at velocityfrequentflyer.com, as amended from time to time. All transfer of points will occur on your statement date. Velocity Auto-Redemption is a variation to the and allows you to automatically convert your Amplify Points to Velocity Points for less than 3,000 Amplify Points. The redemption of Amplify Points is otherwise subject to the . You can opt-out of Velocity Auto-Redemption by calling the Amplify Rewards centre on 1300 600 266, 8am-8pm (AEST), Monday to Friday.