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Insurance is all about protecting the things and people that matter if you aren’t in a position to do so yourself. It provides real help when you need it, if you get hurt and can’t work, become disabled, or worse, you lose your life. It’s at that life-changing point in time you’ll want the reassurance that you and your family will be looked after.
Unfortunately Australians are chronically under-insured when it comes to our more precious assets of all – ourselves.
An insurance payout can make a huge difference to the immediate wellbeing and future comfort of those you love. In the event of something happening to you, your insurance payouts can be used to:
BT Protection Plans provide a comprehensive range of insurance solutions that offer protection for a wide range of situations. You can tailor the policy to your individual needs. This includes deciding who is to own the policy, how to structure the payment options and which premium options you choose.
|Term Life Insurance||Pays a benefit in the event of death or on diagnosis of a terminal illness.|
|Living Insurance||Pays a benefit if the Insured Person suffers from one of a range of specified medical events such as cancer, a heart condition or loss of a limb.|
|Total and Permanent Disablement (TPD) Insurance||Pays a benefit if the Insured Person is unlikely to work again, perform household duties again, or suffers a loss of ability due to a permanent disability.|
|Income Protection and Income Protection Plus||Income Protection and Income Protection Plus replaces up to 80% of the Insured Person’s monthly income if they are unable to work.|
|Business Overheads||Provides funding for allowable business expenses if the Insured Person is unable to work in their business because of sickness or injury.|
Making an insurance claim can be daunting. That’s why we do everything we can to help you through the process with a Claims team that is here to streamline the process for you.
Call 132 135, 8:30am - 5:30pm, Mon-Fri (Sydney and Melbourne time) to start your claim and we will guide you through every step.
The Insurer of BT Protection Plans is Westpac Life Insurance Services Limited ABN 31 003 149 157, AFSL Number 233728 (‘the Insurer’).
BT Protection Plans is issued by the Insurer except for Term Life as Superannuation and Income Protection as Superannuation which are issued by BT Funds Management Limited ABN 63 002 916 458, AFSL Number 233724 ('BTFM') as trustee of the Retirement Wrap ABN 39 827 542 991. Westpac Life is a subsidiary of Westpac Banking Corporation (Bank). Neither the Bank, nor any member of the Westpac Group (other than the Insurer) guarantees the benefits payable in relation to BT Protection Plans.
This information does not take into account your personal circumstances. Terms and conditions, and limitations and exclusions apply.