Travel money card
The Worldwide Wallet is a prepaid Mastercard® that lets you lock in your exchange rates before you travel or shop. Pay no foreign transaction fees when you use your card to spend and enjoy access to Flight Delay Pass.
We have paused issuing new Worldwide Wallet travel cards. We apologise for any inconvenience.
Existing customers who have an activated Worldwide Wallet may continue to use it as usual.
Customers who ordered the Worldwide Wallet online can activate and use their card once they receive it in the post.
A smart and safe way to pay in foreign currencies
Save on fees
- Avoid ATM withdrawal fees
At over 50,000 Global ATM Alliance ATMs5, which you can find easily using the ATM locator in the St.George Mobile Banking app.
- No foreign transaction fees
Avoid a 3% foreign transaction fee when you shop online or overseas in available currencies.
- No load or unload fees
Reload your account on the go, whenever you need.
- No account keeping fees
You won’t pay any inactivity or account keeping fees, so any funds left in your account will be there ready for your next trip or purchase.
Other fees may apply. Read the Product Disclosure Statement (PDF 677KB) for full list of fees.
Did you know you can use a St.George Worldwide Wallet to avoid foreign transaction fees when shopping online?
You can avoid a 3% foreign transaction fee when you shop online in available foreign currencies, plus lock in your budget by converting your currency ahead of time.
You can also shop worry-free from fraudulent transactions with Mastercard Zero Liability protection.1
Complete visibility and control
All in one view
See your account balance and transactions in your Mobile Banking app or in Internet Banking.
Move money easily
Transfer money to and from your Worldwide Wallet and convert AUD into foreign currencies while you’re on the go in your Mobile Banking app.
More ways to pay
Add your Worldwide Wallet to Google Pay™ or Samsung Pay™, or use your card to tap and go.
A spare card for peace of mind
Both cards give you access to the same funds and can be locked and unlocked instantly at your convenience via Mobile Banking.
Add up to 11 currencies
See our foreign exchange rates page or use our currency converter to view the latest foreign exchange rates.
- AUD - Australian Dollar
- USD - United States Dollar
- EUR - Euro
- GBP - British Pound
- NZD - New Zealand Dollar
- CAD - Canadian Dollar
- JPY - Japanese Yen
- THB - Thai Baht
- ZAR - South African Rand
- SGD - Singapore Dollar
- HKD - Hong Kong Dollar
FAQs
A St.George Worldwide Wallet is a prepaid travel money card that can help you save on foreign transaction fees and give you control over your spending. With the St.George Worldwide Wallet, there are no load, reload or unload fees, or ATM withdrawal fees at Westpac Group ATMs and over 50,000 ATMs overseas.5
Before you shop or travel, you can also choose to convert your loaded AUD into any of the following currencies: USD, EUR, GBP, CAD, JPY, THB, ZAR, SGD, NZD and HKD. By locking in your exchange rate in advance and knowing exactly how much of a foreign currency is loaded on your card, the St.George Worldwide Wallet can make it easy for you to stay on top of your spending. When you sign up to a St.George Worldwide Wallet, you’ll also get access to exciting Mastercard travel and shopping perks - Flight Delay Pass, Priceless Cities and Mastercard Travel Rewards.
Important information
A target market determination has been made for this product. Please visit stgeorge.com.au/tmd for the target market determination.
Information will be disclosed to third parties about you and your Product, or transactions made by you with the Product, as necessary for the service provision or as required by law. St.George’s Privacy Policy explains our commitment to the protection of your personal information. Please refer to our full Privacy Policy (PDF 1MB).
1. You will be reimbursed for any unauthorised transactions, provided that you have not contributed to the loss, exercised reasonable care in protecting your card and account, and immediately notified St.George upon becoming aware of loss, theft, or misuse.
2. You must register each flight at least 6 hours before your flight. A flight is defined as a single scheduled airline flight under a single flight number. Delay must be officially announced by the airline and reported to our flight status data service provider. Flight Delay Pass is only available at selected airport terminals. If you are under 18 years old, you must be accompanied by an adult (18 years of age and older) to enter participating lounges. Access to and use of the Flight Delay Pass is subject to T&Cs which may change from time to time. Visit flightdelaypass.mastercard.com/worldwidewallet for the T&Cs and the list of participating lounges.
3. For Priceless ® Cities terms of use, visit priceless.com/terms/en_AU.
4. Individual terms and conditions (T&Cs) apply to each offer. The T&Cs of each offer are specified on mtr.mastercardservices.com/en/i/20657. Cashback is available on international spend only. Cashback is not available for any local or domestic spend (in Australia). Cashback applies to qualifying transactions only (where a cardholder makes a purchase that meets the cashback offers published criteria and the specific T&Cs, in the local currency stipulated). Cashback is not processed immediately and will not reduce the purchase price of goods and services at the point of sale. The processing of cashback offers is undertaken by automated Mastercard systems and will appear as a credit on your next St.George card statement. Mastercard Travel Rewards is operated by Mastercard in agreement with St.George. For the Worldwide Wallet, the cashback processed will depend on the currencies available on your card and the location of your purchase. Examples of how a rebate may be processed are: If the destination currency is listed as a currency into which you can load funds onto your Card, the rebate will be credited as a single amount to the destination currency regardless of whether you have any funds available in that currency; or If the destination currency is not listed as a currency into which you can load funds onto your Card, the rebate will be credited to the local currency in the country in which your Prepaid Card was issued, i.e. AUD.
5. No ATM withdrawal fee at Westpac Group ATMs in Australia and over 50,000 ATMs globally via Global ATM Alliance partners. Other fees and charges may be payable.
Internet connection may be needed to make purchases using Google Pay or Samsung Pay and normal mobile data charges apply.
Google Pay is a trademark of Google Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Mastercard and Priceless are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.