The Secure Code service was designed to make Internet and Phone Banking safer than ever. Secure Code is a free service that sends a unique code to your mobile phone or nominated landline telephone to authenticate certain types of Internet Banking transactions.
When you perform a transaction that requires a Secure Code, a St.George Secure icon will appear on your screen with instructions on how to receive your Secure Code. At this time, you simply select your preferred delivery method (an SMS to your mobile phone or a voice call to your landline telephone) and you will receive the Secure Code within seconds. Enter the Secure Code into the ‘Secure Code’ field to validate your transfer or request. Upon authentication, a confirmation message will be displayed on your screen.
With the increased security of Secure Code, you receive an additional layer of online protection. This means that even if your Security Number and Internet Password fall into the wrong hands, your money and personal information cannot be transferred or changed without your approval. Bank online with an even greater level of security.
You may choose to receive an SMS text message to your mobile phone or opt to receive your Secure Code via a nominated Australian landline telephone. By telephone, you will get a voice call to provide you with confirmation of your transaction, as well as your Secure Code.
The Secure Code service is a security feature provided to you free of charge. We will not charge you for the phone call or SMS. Some mobile phone network providers may charge a fee when you are overseas and using global roaming.
Yes, the Secure Code will be valid for approximately three minutes and will apply only to the transaction for which it was generated. When the Secure Code expires, you may request another Secure Code. If you don’t receive your Secure Code, please check the phone numbers listed on the 'My Information' screen to ensure your details are current. If you need assistance, please contact an Internet Banking specialist on 1300 555 203.
Remember, we will never send emails that request you to enter your personal information or redirect you to logon to Internet Banking. Always access Internet Banking by typing stgeorge.com.au directly into the address field of your Internet browser, and then clicking on the logon button on the home page.
Yes, a Secure Code can be sent to your Australian mobile phone number wherever you are, if you have global roaming activated on your mobile phone. If you live outside Australia and do not have an Australian phone number, please contact an Internet Banking specialist on 1300 555 203 for assistance.
An authentication factor is a piece of information used to verify a person’s identity for security purposes. Two-factor authentication uses two factors to deliver an increased level of validation. The two recognised factors we are using are first ‘something you know’ (your Security Number and Internet Password) and then ‘something you have’ (your mobile or telephone that will deliver the Secure Code to you).