Personal Transaction, Savings & Investment Accounts Interest Rates - No Longer Offered for Sale
Things you should know - Important information:
Conditions and fees apply. Before making a decision, it's best to read the terms and conditions, which you can find below.
Happy Dragon Account |
|
|---|---|
Interest calculated |
Daily – Interest rate applies to the full account balance |
Interest paid |
Twice Yearly (Jun, Dec) |
Balances up to $19,999.99 |
0.01% p.a. |
From $20,000 up to $49,999.99 |
0.10% p.a. |
$50,000 and over |
0.15% p.a. |
Freedom Account^ |
|
|---|---|
Interest calculated |
Daily – Interest rate applies to the full account balance |
Interest paid |
Quarterly (Mar, Jun, Sept, Dec) |
Balances up to $4,999.99 |
0.01% p.a. |
From $5,000 up to $19,999.99 |
0.01% p.a. |
From $20,000 and over |
0.01% p.a. |
No Interest is payable on the following accounts: Simply Freedom, Freedom Plus, Express Freedom, Complete Freedom Student, Sense Everyday (linked to the Sense Savings account).
Investment Savings |
Power Saver Account |
Direct Saver Account |
Sense Savings Account |
|
|---|---|---|---|---|
Interest calculated |
Daily – Interest rate applies to the full account balance |
Daily – Interest rate applies to the full account balance |
Daily – Interest rate applies to the full account balance |
Daily – Interest rate applies to the full account balance |
Interest paid |
Quarterly |
Monthly |
Monthly |
Monthly |
From $0 up to $4,999.99 |
0% p.a. |
0.05% p.a. |
0.15% p.a. |
0.60% p.a. |
From $5,000 up to $9,999.99 |
0.01% p.a. |
0.05% p.a. |
0.15% p.a. |
0.60% p.a. |
From $10,000 up to $49,999.99 |
0.01% p.a. |
0.15% p.a. |
0.15% p.a. |
0.60% p.a. |
From $50,000 up to $99,999.99 |
0.01% p.a. |
0.15% p.a. |
0.15% p.a. |
0.60% p.a. |
$100,000 and over |
0.01% p.a. |
0.20% p.a. |
0.15% p.a. |
0.60% p.a. |
Portfolio Cash Management |
Gold Cash Management |
DIY Super Direct Saver |
|
|---|---|---|---|
Interest calculated |
Daily – Interest rate applies to the full account balance |
Daily – Interest rate applies to the full account balance |
Daily – Interest rate applies to the full account balance |
Interest paid |
Monthly |
Monthly |
Monthly |
Balances up to $4,999.99 |
0% p.a. |
0% p.a. |
0.15% p.a. |
From $5,000 up to $99,999.99 |
0.01% p.a. |
0.01% p.a. |
0.15% p.a. |
$100,000 and over |
0.10% p.a. |
0.01% p.a. |
0.15% p.a. |
Portfolio Loan |
|
|---|---|
Interest calculated |
Daily – Interest rate applies to the full account balance |
Interest paid |
Quarterly (Mar, Jun, Sep, Dec) |
All Balances |
0.01% p.a. |
The Detail
Conditions, fees and charges apply. Interest rates (including interest tiers, where applicable) are subject to change.
This information is for existing account holders only. The information on our website is current as at 28/06/2019. The information on our website is prepared without taking into account your personal objectives, circumstances or needs. Before making a decision, it’s best to read the Terms and Conditions and consider if a product is right for you:
Transaction, Savings and Investment Accounts: accounts no longer offered - banking services terms and conditions and general information and Transaction, Savings and Investment Accounts – accounts no longer offered - fees and charges and how to minimise them.
You should keep a copy of the Terms and Conditions for your records and you can also request a paper copy at a branch. If you need help, ask at any branch or please call 13 13 76, Monday to Saturday, 8am – 8pm (EST).
^ We do not calculate interest on an account if the account is linked to a loan account under an interest offset facility. The interest offset facility may be a “loan offset” (partial interest offset) or a “mortgage equaliser” (full interest offset). Please refer to the Transaction, Savings and Investment Accounts: Accounts no longer offered terms and conditions and general information booklet for more information on interest offset facilities.
St.George - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.